Flat 85, Eyre Court, 3–21 Finchley Road, London, NW8 9TX

UPRN:100022752104Purpose Built Flat2 bedsBuilt 1930-1949

LeaseholdCouncil Tax: -EPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 85, Eyre Court, 3–21 Finchley Road, London, NW8 9TX

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£855,000

£769k - £940kMedium

Estimate

£855k

Range

£769k – £940k

Rent Estimate (pcm)

£4,300

£4k - £5k

Monthly

£4,300

Yield

6.07%

Verdict

Derived from HomePortfolio scores

Flat 85 earns an INVESTIGATE rating with HP Score 82/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (95/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

71/ 100

High

Crime Score

32/ 100

Moderate

Walkability

95/ 100

Excellent

Transit & Bike

Transit 58Bike 64

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +0.6% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100022752104· as of 9 Oct 2026
Rental economics7.5/40
gross yield 6.1%; range width penalty ×0.87
- valuation_snapshotsrent estimate 4300/mo (range 3950-4650)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,120/mo, -26% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 419 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity12.8/15
188 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£637,500£977,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£849,950

At the asking price

Monthly rent£4,300/mo

Evidenced range £3,950-£4,650

Interest rate5.4%

Loan to value75%

Cash required: £288,783
Net cash flow: £108/mo
Cash on cash: 0.5%
Score at this price: 20

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.50 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100022752104Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 4300/mo (range 3950-4650)Rental economics · as of 9 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4300/mo (range 3950-4650)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 419 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£855,000

Rent Estimate (pcm)£4,300

Gross Yield6.07%

1y Growth-

3y Growth-12.9%

5y Growth-1.0%

10y Growth-1.6%

Last Sold Price£495,000 (2010-08-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NW8 9TX

Approval Rate

-12mo

Development

low

2026/4897/T
FRONT GARDEN: 1 x Pittosporum sp. (T1) - Fell to ground level. 1 x Fig (T2) - Fell to ground level.
Pending
2026/4847/P
Non-material amendment to planning permission reference 2022/2014/P dated 14/06/2023 for the demolition of the existing house and replacement with a two-storey dwellinghouse plus an attic floor, basement, landscaping, parking and associated works. Namely, omitting the fully glazed lantern and the installation of insulated lead roof with clerestory windows to the front and rear vertical faces.
Pending
2026/4845/P
Details of condition 8 (windows, external gates and brick work including colour, bond, mortar mix, joint and pointing) pursuant to planning permission 2022/2014/P dated 28/04/2022 for the demolition of the existing house and replacement with a two-storey dwelling house plus an attic floor, basement, landscaping, parking and associated works.
Pending

View Planning Timeline