108 Grange Road, South Croydon, CR2 0NB

UPRN:100022909759Terrace Property3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band DEPC: C (75)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£532,000

£505k - £559kHigh

Estimate

£532k

Range

£505k – £559k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

6.00%

Verdict

Derived from HomePortfolio scores

108 Grange Road earns an INVESTIGATE rating with HP Score 76/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

32/ 100

Moderate

Walkability

79/ 100

High

Transit & Bike

Transit 32Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,300-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: £43/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£532,000

Rent Estimate (pcm)£2,500

Gross Yield6.00%

1y Growth-

3y Growth+3.4%

5y Growth+2.0%

10y Growth+2.7%

Last Sold Price£400,000 (2021-06-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CR2 0NB

Approval Rate

-12mo

Development

low

26/02956/TRE
1 x Lime (right top corner) - Reduce crown height by approx 3m leaving 5-6m reduce lateral crown spread by 2m leaving 2-3m (previous pruning points) 2 x Maple - Reduce by 2.5m to previous pruning points leaving 3-4m 1 x Whitebeam - Reduce crown by apporx 1.5m leaving 2-3m (previous pruning points) 1 x Lime 1 x Maple - Reduce to previous pruning points approx 2-3m leaving 4-5m 1 x Horse chestnut - Reduce crown by approx 2m leaving 3-4m (previous pruning points) (TPO 12, 1988)
Pending
26/02935/HSE
Erection of single storey front extension.
Pending
26/02891/HSE
Erection of single storey rear extension and raised external terrace and steps to rear garden
Pending

View Planning Timeline

Ownership

Corporate Ownership65.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-06-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,080

Population Density-

Owner Occupied59%

Age Distribution

0-15 24%16-64 66%65+ 10%

View Area Profile

Schools Nearby

Cumnor House School
0.2 mi
Inspected by ISI
Christ Church CofE Primary School (Purley)
0.4 mi
Good
Harris Academy Purley
0.5 mi
Good
Regina Coeli Catholic Primary School
0.5 mi
Inspected as Regina Coeli Catholic Primary School (URN 101800) on 24 May 2024

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

90 Grange Road
-
£530k
-
88 Grange Road
-
£250k
-
66 Grange Road
-
£450k
-
82 Grange Road
-
£551k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN