Mountjoys Youldon, Chilsworthy, Holsworthy, EX22 7JJ

UPRN:10002297451Detached House4 bedsBuilt England and Wales: before 1900

FreeholdCouncil Tax: -EPC: E (53)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 2mo agoEPC· 4mo agoRisk· 3mo agoCrime· 2mo agoConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

Mountjoys Youldon, Chilsworthy, Holsworthy, EX22 7JJ

Location map - no listing photos available

HP Score

/ 100

Mixed

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£488,000

£439k - £537kMedium

Estimate

£488k

Range

£439k – £537k

Rent Estimate (pcm)

£1,600

£1k - £2kMedium

Monthly

£1,600

Yield

4.19%

AI Verdict

Derived from HomePortfolio scores

AI summary

Mountjoys Youldon earns a INVESTIGATE rating with HP Score 50/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historygaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

50/ 100

Moderate

Investment Score

50/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Low

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range
listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£4,500

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,400-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £2,650
Net cash flow: £1,093/mo
Cash on cash: 494.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 105.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£488,000

Rent Estimate (pcm)£1,600

Gross Yield4.19%

1y Growth-

3y Growth-8.4%

5y Growth-1.6%

10y Growth+2.6%

Last Sold Price£395,000 (2019-03-29)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonModerate
MiningUnknown
Landslide2
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0EX22 7JJ

Approval Rate

-12mo

Development

low

PA26/05835
Proposed incorporation of existing annex as extension to existing dwelling.
Pending
1/0030/2026/NMAT
Non-material amendment to planning approval 1/0427/2025/FULM
Pending
PA26/05943
Works to trees within a conservation area: T1 (Beech) - reduce height as marked in red on the photo provided.
Pending

View Planning Timeline