Mountjoys Farm, Chilsworthy, Holsworthy, EX22 7JJ

HP Score
- BUYStrong fundamentals
- INVESTIGATEMixed signals - investigate
- AVOIDHigh risk factors
AI Verdict
Derived from HomePortfolio scores
Mountjoys Farm earns a INVESTIGATE rating with HP Score 50/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is rated very low. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.
Opportunity
Not scored as an opportunity
We will not put a number on this one.
- asking price missing or outside scoring range
- listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable
Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.
Economics
What happens to your money
At the asking price
Evidenced range £2,350-£3,050
- Cash required
- £3,970
- Net cash flow
- £1,839/mo
- Cash on cash
- 555.9%
- Score at this price
- -
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 89.89 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Property risk deep-dive →flood, subsidence, crime, environment - the full domain
Plan
Before you offer
1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.
Valuation & Market
Risk Overview
- Flood RiskVery low
- Subsidence1
- RadonModerate
- MiningUnknown
- Landslide2
- Air QualityUnknown
- NoiseLow
Planning Activity
- PendingPA26/05835Proposed incorporation of existing annex as extension to existing dwelling.
- Pending1/0030/2026/NMATNon-material amendment to planning approval 1/0427/2025/FULM
- PendingPA26/05943Works to trees within a conservation area: T1 (Beech) - reduce height as marked in red on the photo provided.
Ownership
- Corporate Ownership69.3%
- Overseas OwnershipNo
- Lease Term Remaining-
- CovenantsRestrictive
- Lease Type-
- Last Ownership Change-
- SourceLand Registry
Connectivity
Area Profile
Schools Nearby
- Holsworthy Church of England Primary School2.9 miGood
- Holsworthy Community College2.9 miGood
- Bradworthy Primary Academy3.6 miRequires improvement
- Bridgerule Church of England Primary School4.5 miGood
1 of 13 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.
Comparables
- Redlyns-£325k-
- Mountjoys Youldon-£395k-
- Dilly Dally Barn-£205k-
- Redlyns-£183k-