40 Capel House, Loddiges Road, London, E9 7PL

UPRN:100023023922Purpose Built Flat2 bedsBuilt 1950-1966

LeaseholdCouncil Tax: Band BEPC: C (74)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

40 Capel House, Loddiges Road, London, E9 7PL

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£448,000

£425k - £470kHigh

Estimate

£448k

Range

£425k – £470k

Rent Estimate (pcm)

£2,300

£2k - £2k

Monthly

£2,300

Yield

6.13%

Verdict

Derived from HomePortfolio scores

40 Capel House earns an INVESTIGATE rating with HP Score 69/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is elevated. Walkability is excellent (98/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

71/ 100

High

Crime Score

77/ 100

Elevated

Walkability

98/ 100

Excellent

Transit & Bike

Transit 68Bike 90

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,150-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: £74/mo
Cash on cash: 0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.51 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£448,000

Rent Estimate (pcm)£2,300

Gross Yield6.13%

1y Growth+0.0%

3y Growth-1.6%

5y Growth+0.4%

10y Growth+0.8%

Last Sold Price£450,000 (2024-12-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0E9 7PL

Approval Rate

-12mo

Development

low

PA/26/01061/NC
Temporary Consent for the retention of Containerville 1 for continued use as commercial floorspace (Use Class E).
Pending
PA/26/01236/NC
Refurbishment and external alterations to existing buildings.
Approved
PA/26/01135/NC
Proposed change of use from community centre to café, proposed alterations to retained building and associated hard landscaping. Erection of 2x20ft containers for ancillary storage and railings around building with separate access route.
Pending

View Planning Timeline

Ownership

Corporate Ownership52.4%
Overseas OwnershipNo
Lease Term Remaining89 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2024-12-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,237

Population Density-

Owner Occupied20%

Age Distribution

0-15 12%16-64 84%65+ 4%

View Area Profile

Schools Nearby

The Urswick School - A Church of England Secondary School
0.1 mi
GoodConcerns
St John of Jerusalem Church of England Primary School
0.3 mi
GoodConcerns
Orchard Primary School
0.3 mi
Report card2025
Ofsted no longer awards a single overall grade.
Gayhurst Community School
0.3 mi
OutstandingImproving

3 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Capel House Loddiges Road
-
£335k
-
Capel House Loddiges Road
-
£450k
-
Capel House Loddiges Road
-
£435k
-
Capel House Loddiges Road
-
£500k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN