Four Oaks, Turvey Road, Turvey, Bedford, MK43 8BU

UPRN:10002964622Detached House bedsBuilt 1950-1966

FreeholdCouncil Tax: -EPC: E (43)AI-Powered Intelligence

Data freshness:Listing· freshPlanning· 2mo agoEPC· 3mo agoRisk· 2mo agoConnectivity· 2mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

Four Oaks, Turvey Road, Turvey, Bedford, MK43 8BU

Location map - no listing photos available

HP Score

/ 100

Mixed

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£771,000

£616k - £925kLow

Estimate

£771k

Range

£616k – £925k

Rent Estimate (pcm)

£2,700

£2k - £3kMedium

Monthly

£2,700

Yield

4.83%

AI Verdict

Derived from HomePortfolio scores

AI summary

Four Oaks earns a INVESTIGATE rating with HP Score 58/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historygaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

58/ 100

Moderate

Investment Score

50/ 100

Moderate

Crime Score

2/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Low

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range
listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£11,900

At the asking price

Monthly rent£2,700/mo

Evidenced range £2,350-£3,000

Interest rate5.4%

Loan to value75%

Cash required: £4,870
Net cash flow: £1,829/mo
Cash on cash: 450.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 67.23 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£771,000

Rent Estimate (pcm)£2,700

Gross Yield4.83%

1y Growth+36.5%

3y Growth-1.3%

5y Growth+1.4%

10y Growth+3.1%

Last Sold Price£550,000 (2023-05-09)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence3
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0MK43 8BU

Approval Rate

-12mo

Development

low

26/01591/PIP
Permission in Principle for the erection of up to 3 dwellings.
Pending
26/01596/HPN
Prior notification for single storey rear extension(s) between 4 and 8 metres depth. This is not a planning application because it relates to development that is permitted by Government Regulation. It will not therefore be reported to the Planning Committee but considered by officers under delegated powers. Only objections from adjoining neighbours can be considered.
Pending
26/01595/S73A
Erection of detached triple garage/outbuilding (development already carried out)
Pending

View Planning Timeline

Ownership

Corporate Ownership85.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2023-05-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£33,148

Population Density-

Owner Occupied87%

Age Distribution

0-15 16%16-64 60%65+ 24%

View Area Profile

Schools Nearby

Bromham CofE Primary School
1.8 mi
Good
Turvey Primary School
2.3 mi
Good
Lincroft Academy
2.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Oakley Primary Academy
2.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

4 of 15 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

Four Oaks Stagsden Road
-
£550k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN