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Four Oaks, Turvey Road, Turvey, Bedford, MK43 8BU

UPRN:10002964622Detached House bedsBuilt 1950-1966
FreeholdCouncil Tax: -EPC: E (43)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 5d ago (2026-09-16T04:00:02.584543+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:05:02.760631+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed yesterday (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T01:45:22.974277+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Four Oaks, Turvey Road, Turvey, Bedford, MK43 8BU

HP Score

Mixed
Verdict
today
  • BUY
    Strong fundamentals
  • INVESTIGATE
    Mixed signals - investigate
  • AVOID
    High risk factors
Confidence
Medium
Sale Estimate
£771,000
£616k - £925kLow
Estimate
£771k
Range
£616k – £925k
Rent Estimate (pcm)
£2,700
£2k - £3kMedium
Monthly
£2,700
Yield
4.83%

AI Verdict

Derived from HomePortfolio scores

AI summary

Four Oaks earns a INVESTIGATE rating with HP Score 57/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historygaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS
HP Score
57/ 100
Moderate
Investment Score
50/ 100
Moderate
Crime Score
5/ 100
Low
Walkability
0/ 100
Low
Transit & Bike
Low
Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

  • asking price missing or outside scoring range
  • listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions
£11,900

At the asking price

£2,700/mo

Evidenced range £2,350-£3,000

5.4%
75%
Cash required
£4,870
Net cash flow
£1,829/mo
Cash on cash
450.7%
Score at this price
-

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 67.23 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

  • Score confidence is low

    largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

  1. 1. Commission a full structural survey, not a basic condition report.

    The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£771,000
Rent Estimate (pcm)£2,700
Gross Yield4.83%
1y Growth+36.5%
3y Growth-1.3%
5y Growth+1.4%
10y Growth+3.1%
Last Sold Price£550,000 (2023-05-09)
View Market Details

Risk Overview

  • Flood RiskVery low
  • Subsidence3
  • RadonLow
  • MiningUnknown
  • Landslide1
  • Air QualityUnknown
  • NoiseLow
View Full Risk Report

Planning Activity

Recent Apps
0MK43 8BU
Approval Rate
-12mo
Development
low
  • CB/26/02826/REG3
    Construction of a new parent drop off, pick up area, with 30 car parking spaces
    Pending
  • CB/26/02825/DOC
    Discharge of Condition 4 against planning permission ref. CB/26/01075/REG3
    Pending
  • CB/26/02815/DOC
    Discharge of Conditions 5, 9, 10, 11, 12, 13 & 14 against planning permission ref. CB/26/01156/REG3
    Pending
View Planning Timeline

Ownership

  • Corporate Ownership85.8%
  • Overseas OwnershipNo
  • Lease Term Remaining-
  • CovenantsNone
  • Lease TypeFreehold
  • Last Ownership Change2023-05-09
  • SourceLand Registry
View Ownership Details

Connectivity

Broadband (Standard)
5 Mbps
Mobile 4G/5G Coverage
-
EV Charger
-
PTAL Rating
-
View Connectivity Map

Area Profile

Median Household Income£33,148
Population Density-
Owner Occupied87%
Age Distribution
0-15 16%16-64 60%65+ 24%
View Area Profile

Schools Nearby

  • Bromham CofE Primary School
    1.8 mi
    Good
  • Turvey Primary School
    2.3 mi
    Good
  • Lincroft Academy
    2.6 mi
    Area grades2024

    Inspected after Ofsted withdrew the single overall grade.

  • Oakley Primary Academy
    2.6 mi
    Area grades2024

    Inspected after Ofsted withdrew the single overall grade.

4 of 15 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All
  • Four Oaks Stagsden Road
    -
    £550k
    -