Recent sale
FOUR OAKS STAGSDEN ROAD
£550k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Skip to property detailsMonthly AVM sale-value estimate Monthly -6 live signals 25% deposit · IO BTL · Interest Only
1 matches ![Comparable: FOUR OAKS STAGSDEN ROAD]()
3 signals 0 levers
Four Oaks, Turvey Road, Turvey, Bedford, MK43 8BU
UPRN:10002964622Detached House bedsBuilt 1950-1966
FreeholdCouncil Tax: -EPC: E (43)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-08-25T04:00:02.255325+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:05:02.760631+00:00)EPC· 3mo agoEPC: stale, refreshed 3mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2mo agoRisk: ageing, refreshed 2mo ago (2026-07-04T06:46:22.443816+00:00)Connectivity· 2mo agoConnectivity: ageing, refreshed 2mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-07-05T01:45:22.974277+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£771,000
Estimated value
Range: £616k - £925k|Last sold: £550k (2023-05-09)
Estimate of £771k for detached houses in Bedford. 383 transactions in the last 12 months; median £375k.
AI Confidence
-
Low confidence
Value History
Current estimate
£771k
£616k - £925k - Low confidence
Annualised (CAGR)
-0.72%
Over the full window
Peak estimate
£1.02M
Mar 2023
From peak
-24.41%
Drawdown from peak
AVM estimate (model)Repeat-sales index - MK43 district (quarterly)index YoY +0.90%
Growth by window
3m
+2.53%
6m
+6.05%
12m
+9.83%
24m
+6.93%
60m
-10.56%
Rental Market
Estimated rent (pcm)
£2,700
/ month
Gross yield
4.83%
Net yield
172.43%
Vacancy trend
12-month change
Tenant profile
Market Metrics
--
Avg Area Price
£375k
--bed Detached House
12m Price Growth
+36.5%
vs UK avg
Days on Market
69d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£771,000
- SDLT standard£28,550
- SDLT BTL surcharge (5%)£38,550
- Legal + Survey£15,000
- Refurb (light)£53,970
- Total All-In Cost£907,070
Funding
- Deposit (25%)£192,750
- Mortgage (75% LTV)£578,250
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£328,820
Monthly Returns
- Monthly Rent (est)£2,700
- Mortgage Payment (IO)-£2,530
- Management (10%)-£270
- Insurance-£152
- Maintenance-£321
- Monthly Cashflow-£573
Capital Returns
- 5yr Property Value£826,095
- 5yr Capital Gain (1.39% pa)+£55,095
- 5yr Cumulative Rent (net)+£117,420
- Less mortgage interest-£151,800
- 5yr Total Return+£20,715
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £781,717 | £203,467 | -£6,876 | +£3,841 | 1.2% |
| Year 2 | £792,583 | £214,333 | -£13,752 | +£7,831 | 2.4% |
| Year 3 | £803,600 | £225,350 | -£20,628 | +£11,972 | 3.6% |
| Year 4 | £814,770 | £236,520 | -£27,504 | +£16,266 | 4.9% |
| Year 5 | £826,095 | £247,845 | -£34,380 | +£20,715 | 6.3% |
Assumes 1.39% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£328,820).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Area Economic Intelligence
Signal
£33,148
Median Income
Signal
1,599
Population
Signal
0.9 / 100
Deprivation