11 Chapel Court, Market Street, Mossley, Ashton-under-Lyne, OL5 0ET

HP Score
- BUYStrong fundamentals
- INVESTIGATESome risks
- AVOIDSignificant risk factors
AI Verdict
Derived from HomePortfolio scores
11 Chapel Court earns a AVOID rating with HP Score 71/100. Investment score 55/100 reflects moderate fundamentals. Walkability is limited (64/100). Flood risk is rated high. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.
Opportunity
Not scored as an opportunity
We will not put a number on this one.
- listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.
Economics
What happens to your money
At the asking price
Evidenced range £600-£750
- Cash required
- £67,600
- Net cash flow
- -£276/mo
- Cash on cash
- -4.9%
- Score at this price
- -
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.90 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Property risk deep-dive →flood, subsidence, crime, environment - the full domain
Plan
Before you offer
1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.
Valuation & Market
Risk Overview
- Flood RiskHigh
- Subsidence1
- RadonLow
- MiningUnknown
- Landslide3
- Air QualityUnknown
- NoiseModerate
Planning Activity
- Pending26/00706/MATCHNon-material amendment to planning application reference 24/00544/FUL. Amendments to 2no. Velux rooflights located within the Master Bedroom to be substituted with 2no. Velux Combination rooflights with lower non openable casement.
- Pending26/00089/PLCONDFull Discharge Of Condition 3 (Material) Of Planning Reference 23/00680/FUL
- Pending26/00658/LBCListed Building Consent: Boundary walls located within the curtilage of Woodend Mill, taken down to footings to install / improve pipework below ground. The walls will be rebuilt using the existing stones, damaged stones replaced with reclaimed stone where required so not to alter the appearance of the walls.
Ownership
- Corporate Ownership84.3%
- Overseas OwnershipNo
- Lease Term Remaining86 yrs
- CovenantsNone
- Lease TypeLeasehold
- Last Ownership Change2007-09-14
- SourceLand Registry
Connectivity
Area Profile
Schools Nearby
- St George's CofE Primary School0.1 miReport card2026
Ofsted no longer awards a single overall grade.
- St Joseph's RC Primary School0.1 miGood
- Livingstone Primary School0.3 miGood
- Milton St John's CofE Primary School0.4 miGood
5 of 15 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.
Comparables
- Chapel Court Market Street-£115k-