11 Shires View, Mossley, Ashton-under-Lyne, OL5 9FL

UPRN:10003441852Detached House4 bedsBuilt 2007-2011

LeaseholdCouncil Tax: Band FEPC: C (78)

Data freshness:Planning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 3mo ago

11 Shires View, Mossley, Ashton-under-Lyne, OL5 9FL

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£618,000

£588k - £649kHigh

Estimate

£618k

Range

£588k – £649k

Rent Estimate (pcm)

£3,300

£3k - £4k

Monthly

£3,300

Yield

6.39%

Verdict

Derived from HomePortfolio scores

11 Shires View earns an INVESTIGATE rating with HP Score 75/100. Investment score 62/100 reflects moderate fundamentals. Walkability is good (70/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

No data

Walkability

70/ 100

High

Transit & Bike

Transit 73Bike 39

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 23 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -0.3% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10003441852· as of 9 Oct 2026
Rental economics10/40
gross yield 6.4%; range width penalty ×0.90
- valuation_snapshotsrent estimate 3300/mo (range 3050-3550)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -320/mo, -10% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 23 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 520 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 23 Oct 2026
Risk & liquidity14.7/15
142 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£465,000£713,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£620,000

At the asking price

Monthly rent£3,300/mo

Evidenced range £3,050-£3,550

Interest rate5.4%

Loan to value75%

Cash required: £208,300
Net cash flow: £192/mo
Cash on cash: 1.1%
Score at this price: 25

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.58 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10003441852Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 3300/mo (range 3050-3550)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 23 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 23 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3300/mo (range 3050-3550)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£618,000

Rent Estimate (pcm)£3,300

Gross Yield6.39%

1y Growth-

3y Growth+2.7%

5y Growth+3.3%

10y Growth+4.4%

Last Sold Price£375,000 (2012-02-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OL5 9FL

Approval Rate

-12mo

Development

low

26/00106/PLCOND
Part Discharge of Condition 4 (Remediation Strategy) of Planning Reference 23/00680/FUL
Pending
26/00105/PLCOND
Partial discharge of Condition 4 (Parts 2, 3, and 4, Remediation Strategy) and Condition 7 (Condition Survey) of planning reference 23/00680/FUL
Pending
26/00104/PLCOND
Full discharge of Condition 3 (Contaminated Land), Condition 4 (Materials), Condition 6 (CEMP), Condition 8 (Hard and Soft Landscaping) and Condition 10 (Surface Water Drainage Scheme) of planning reference 18/00731/FUL
Pending

View Planning Timeline

Ownership

Corporate Ownership84.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2012-02-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,877

Population Density3,960 /km²

Owner Occupied56%

Age Distribution

0-15 17%16-64 66%65+ 17%

View Area Profile

Schools Nearby

St Joseph's RC Primary School
0.1 mi
Good
Milton St John's CofE Primary School
0.2 mi
Good
Livingstone Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
St George's CofE Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

10 Shires View
-
£430k
-
30 Shires View
-
£115k
-
32 Shires View
-
£115k
-
15 Shires View
-
£626k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN