11 Shires View, Mossley, Ashton-under-Lyne, OL5 9FL

UPRN:10003441852Detached House4 bedsBuilt 2007-2011

LeaseholdCouncil Tax: Band FEPC: C (78)

Data freshness:Planning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 3mo ago

Valuation estimateUpdated yesterday

£618,000

Estimated value

Range: £588k - £649k|Last sold: £375k (2012-02-24)

Estimate of £618k for this detached house. 142 sales in OL5 in the last 12 months; median £197k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£618k

£588k - £649k - High confidence

Annualised (CAGR)

+4.00%

Over the full window

Peak estimate

£657k

Nov 2023

From peak

-5.94%

Drawdown from peak

AVM estimate (model)Repeat-sales index - OL5 district (quarterly)index YoY +23.34%

Growth by window

+0.98%

+1.81%

12m

+0.16%

24m

-3.44%

60m

+9.96%

Rental Market

Monthly

Estimated rent (pcm)

£3,300

/ month

Gross yield

6.39%

Rent ÷ asking price

Net yield

4.42%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£197k

OL5 sales, last 12 months

12m Price Growth

OL5 median, Land Registry

Days on Market

133d

OL5 average

Sales & Yield

3 metrics

Transactions / 12m

142

OL5 sales

Area Gross Yield

OL5 medians

Last Sold

£375k

2012-02-24

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£620,000
SDLT standard£21,000
SDLT BTL surcharge (5%)£31,000
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£674,100

Funding

Deposit (25%)£155,000
Mortgage (75% LTV)£465,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£209,100

Monthly Returns

Monthly Rent (estimate)£3,300
Mortgage Payment (IO)-£2,034
Management (10%)-£330
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£836

Capital Returns

5yr Property Value£730,338
5yr Capital Gain (3.33% pa, historical)+£110,338
5yr Cumulative Rent (net, before lease costs)+£179,476
Less mortgage interest-£122,040
5yr Total Return (before lease costs)+£167,774

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£640,646	£175,646	+£10,032	+£30,678	14.7%
Year 2	£661,980	£196,980	+£20,772	+£62,752	30.0%
Year 3	£684,023	£219,023	+£32,248	+£96,271	46.0%
Year 4	£706,801	£241,801	+£44,464	+£131,265	62.8%
Year 5	£730,338	£265,338	+£57,436	+£167,774	80.2%

Modelled on the live asking price. Capital growth 3.33% a year is the OL5 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£209,100).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

2,078

Population

Signal

2.5%

Households Deprived

Upside Opportunities

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