Flat 622, 51 Whitworth Street West, Manchester, M1 5ED

UPRN:10003799443Flat/Maisonette bedsBuilt -

LeaseholdCouncil Tax: -EPC: -AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 2mo agoRisk· 3mo agoConnectivity· 3mo agoAmenities· 3mo agoArea· Census 2021

Flat 622, 51 Whitworth Street West, Manchester, M1 5ED

HP Score

/ 100

High Potential

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£225,000

£180k - £270kLow

Estimate

£225k

Range

£180k – £270k

Rent Estimate (pcm)

£1,500

£1k - £2kMedium

Monthly

£1,500

Yield

8.73%

AI Verdict

Derived from HomePortfolio scores

AI summary

Flat 622 earns a BUY rating with HP Score 79/100. Investment score 54/100 reflects moderate fundamentals. Walkability is excellent (99/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

79/ 100

High

Investment Score

54/ 100

Moderate

Crime Score

Low

Walkability

99/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing address is a marketing pitch, not a property address ('High Yield Manchester City Centre Apartment, Manchester M1') - identity unverifiable, valuation evidence describes the pinned UPRN, not the product being sold

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£179,950

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,450-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £56,385
Net cash flow: £431/mo
Cash on cash: 9.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.47 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£225,000

Rent Estimate (pcm)£1,500

Gross Yield8.73%

1y Growth-2.1%

3y Growth-4.7%

5y Growth-0.8%

10y Growth+1.9%

Last Sold Price£111,000 (2002-06-13)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0M1 5ED

Approval Rate

-12mo

Development

low

Manchester/OTH-2026-001597
Discharge of Conditions 7 (Roof Landscaping), 10 (Bat and Bird Boxes), 11 (PV Details) and 12 (Highway Works) attached to Planning Permission 144522/FO/2025.
Pending
Manchester/OTH-2026-001574
Discharge of Condition 3 (Samples and Specifications) attached Planning Permission 142537/FO/2025.
Pending
Manchester/PLA-2026-001561
Installation of 1no. advertisement totem.
Pending

View Planning Timeline