19 Florida Drive, Exeter, EX4 5EX

UPRN:100040213300Detached House4 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band EEPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£463,000

£440k - £486kHigh

Estimate

£463k

Range

£440k – £486k

Rent Estimate (pcm)

£3,150

£3k - £3k

Monthly

£3,150

Yield

8.13%

Verdict

Derived from HomePortfolio scores

19 Florida Drive earns an INVESTIGATE rating with HP Score 74/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (41/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

41/ 100

Mixed

Transit & Bike

Transit 12Bike 56

Walk Score, out of 100

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 24 Oct 2026

Every component scored, and three or more independent sources agree.

Valuation edge2.4/15
claims [AVM -0.4% (HIGH), sold-comps +2.9%, £/sqft +2.9%] → measured edge +0.48pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100040213300· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 19.1%· as of 24 Oct 2026
Rental economics24.5/40
gross yield 8.1%; range width penalty ×0.98
- valuation_snapshotsrent estimate 3150/mo (range 2950-3300)· as of 9 Oct 2026· verify before relying on this
Stress margin7.1/30
stressed cash flow +224/mo, +7% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 24 Oct 2026
Seller motivationNot scored
context, not scored: 2 price cut(s), 439 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 24 Oct 2026
Risk & liquidity14.7/15
440 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £383,500

£349,000£535,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£465,000

At the asking price

Monthly rent£3,150/mo

Evidenced range £2,950-£3,300

Interest rate5.4%

Loan to value75%

Cash required: £154,050
Net cash flow: £611/mo
Cash on cash: 4.8%
Score at this price: 49

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.01 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100040213300Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 19.1%Valuation edge · as of 24 Oct 2026
valuation_snapshotsrent estimate 3150/mo (range 2950-3300)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 24 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 24 Oct 2026

Risks

What could kill this deal

Rental economics needs verification before you rely on it
rent estimate 3150/mo (range 2950-3300)
Seller motivation could not be scored
context, not scored: 2 price cut(s), 439 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £383,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.

Valuation & Market

Sale Estimate£463,000

Rent Estimate (pcm)£3,150

Gross Yield8.13%

1y Growth-

3y Growth-1.1%

5y Growth+1.5%

10y Growth+3.0%

Last Sold Price£312,500 (2016-07-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0EX4 5EX

Approval Rate

-12mo

Development

low

26/1543/FUL
An external dry air cooler (DAC) compound consisting of approx. 15m x 17m steel frame and platform to height of 2.5m, access stair, concrete pad foundations, DAC installation and perimeter fencing enclosure with access gate. Flow and return pipework to connect the external DAC units to the Kay building plantroom via underground trench.
Pending
26/1405/DIS
Discharge of Condition 8 of planning application ref. 25/0144/FUL, granted on 08 May 2025, relating to lighting
Conditions
26/1360/FUL
Two-storey side extension, proposed front porch and balcony
Pending

View Planning Timeline

Ownership

Corporate Ownership60%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-07-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

29 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,531

Population Density-

Owner Occupied77%

Age Distribution

0-15 14%16-64 59%65+ 27%

View Area Profile

Schools Nearby

Stoke Hill Junior School
0.7 mi
Good
University of Exeter
0.8 mi
-
Stoke Hill Infant and Nursery School
0.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Thomas Hall School
0.9 mi
Requires improvement

0 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Florida Drive
-
£615k
-
12 Florida Drive
-
£336k
-
57 Florida Drive
-
£322k
-
22 Florida Drive
-
£630k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN