Black Horse, Meinciau, Kidwelly, SA17 5LE

UPRN:10004865374Detached House5 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: D (57)

Data freshness:Listing· freshEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Black Horse, Meinciau, Kidwelly, SA17 5LE

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

15 of 21 sources

Sale Estimate

£322,000

£290k - £354kMedium

Estimate

£322k

Range

£290k – £354k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

5.76%

Verdict

Derived from HomePortfolio scores

Black Horse earns an INVESTIGATE rating with HP Score 75/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£295,000-£375,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,650-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: -£19/mo
Cash on cash: -0.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.42 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£322,000

Rent Estimate (pcm)£1,800

Gross Yield5.76%

1y Growth-

3y Growth-3.1%

5y Growth+3.4%

10y Growth+3.2%

Last Sold Price£300,000 (2022-10-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

2SA17 5LE

Approval Rate

-12mo

Development

low

PL/11426
Variation of Conditions 2 and 3 of planning permission PL/07471 to allow changes to the approved layout of the development, together with the variation of Conditions 4 (surface water drainage), 7 (boundary treatment) and 8 (landscaping) to enable approval of the details submitted pursuant to those conditions
Pending
PL/11287
Proposed retaining wall adjacent to boundary line to enable the widening of the existing driveway / turning space
Approved
PL/11156
Retention of the change of use of an existing residential annex to self-contained holiday accommodation
Approved

View Planning Timeline