3 Old Schools Lane, Epsom, KT17 1TJ

UPRN:100061362161End Terrace House3 bedsBuilt 1996-2002

FreeholdCouncil Tax: -EPC: D (66)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 2mo agoEPC· 4mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

Location map - no listing photos available

HP Score

/ 100

High Potential

Verdict

today

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£722,000

£686k - £758kHigh

Estimate

£722k

Range

£686k – £758k

Rent Estimate (pcm)

£2,750

£3k - £3kMedium

Monthly

£2,750

Yield

3.10%

AI Verdict

Derived from HomePortfolio scores

AI summary

3 Old Schools Lane earns a BUY rating with HP Score 78/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (80/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

78/ 100

High

Investment Score

67/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

80/ 100

High

Transit & Bike

High

Real Data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 17 Sept 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/40
claims [AVM -0.4% (HIGH), sold-comps -17.3%, £/sqft -17.3%] → consensus -17.3% → credited 0.0% after backtest shrinkage; sources disagree - edge zeroed by the weaker claim
- zoopla_valuationsestimate for 100061362161· as of 11 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 25%· as of 12 Sept 2026
Rental economics0/30
gross yield 4.6%; range width penalty ×0.80
- zoopla_valuationsrent estimate 2750/mo (range 2500-3050)· as of 11 Aug 2026· verify before relying on this
Seller motivation5/20
0 price cut(s), 199 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 17 Sept 2026
Risk & liquidity9.8/10
223 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£544,000£833,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£725,000

At the asking price

Monthly rent£2,750/mo

Evidenced range £2,500-£3,050

Interest rate5.4%

Loan to value75%

Cash required: £245,050
Net cash flow: -£543/mo
Cash on cash: -2.7%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.12 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 100061362161Valuation edge · as of 11 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 25%Valuation edge · as of 12 Sept 2026
zoopla_valuationsrent estimate 2750/mo (range 2500-3050)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 17 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2750/mo (range 2500-3050)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£722,000

Rent Estimate (pcm)£2,750

Gross Yield3.10%

1y Growth+7.3%

3y Growth+5.6%

5y Growth+2.9%

10y Growth+2.3%

Last Sold Price£735,000 (2023-07-21)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence3
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0KT17 1TJ

Approval Rate

-12mo

Development

low

26/01073/FLHF
Two-storey and a single-storey rear extension and installation of solar panels to main roof.
Pending
26/01490/TPO
Beach tree on front drive near main door entrance to house. Lowest limb west facing with old cable bracing in it. Reduce end branches only by 2 metre. 2 limb south east facing lowest limb in that direction. Reduce end branches by 2 metres. Remove all dead wood through out whole crown. Reasons for work a recent limb fell out of the tree on neighbours drive.
Pending
26/00984/CLP
Lawful Development Certificate - Proposed Use: Front porch extension and single storey rear extension with alterations to fenestration
Pending

View Planning Timeline