High Pines, 12 Perry Way, Lightwater, GU18 5LB

UPRN:100061562425-Beds -Built 1983-1990

Tenure: -Council Tax: Band GEPC: D (57)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

High Pines, 12 Perry Way, Lightwater, GU18 5LB

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£953,000

£762k - £1.14MLow

Estimate

£953k

Range

£762k – £1.14M

Rent Estimate (pcm)

£3,400

£3k - £4k

Monthly

£3,400

Yield

6.04%

Verdict

Derived from HomePortfolio scores

High Pines earns an INVESTIGATE rating with HP Score 66/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (20/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

20/ 100

Low

Transit & Bike

Transit 7Bike 21

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics6.3/40
gross yield 6.0%; range width penalty ×0.76; the estimate this rent rides on sits 29% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 3400/mo (range 3050-3800)· as of 12 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 29% above the ask on the same snapshot - verify the rent describes this home· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -479/mo, -14% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Risk & liquidity9.2/15
62 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£675,000

At the asking price

Monthly rent£3,400/mo

Evidenced range £3,050-£3,800

Interest rate5.4%

Loan to value75%

Cash required: £227,550
Net cash flow: £76/mo
Cash on cash: 0.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.49 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3400/mo (range 3050-3800)Rental economics · as of 12 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 29% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3400/mo (range 3050-3800)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£953,000

Rent Estimate (pcm)£3,400

Gross Yield6.04%

1y Growth-

3y Growth+1.7%

5y Growth+2.7%

10y Growth+2.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GU18 5LB

Approval Rate

-12mo

Development

low

TWA/26/0279
T1 Atlas Cedar Tree (Cedrus atlantica) Carefully reduce and by 2-4mts, back to the previous pruning points. The current crown height is estimated to be 16mts with an estimated crown spread of 20mts. The estimated height post reduction will be 14mts. The estimated crown spread post reduction will be 16mts.
Pending
26/0962/CES
Certificate of lawfulness for a proposed dropped kerb and associated works.
Pending
TWA/26/0235
RE T1: English Oak (Quercus robur) Carefully reduce and reshape by 2.5mts overall. Remove all lowest foliage to a height of 7-8mts from ground level. The estimated current crown spread of T1 English Oak is 12mts and height 22mts. The estimated maximum crown spread post reduction will be 9.5mts with an estimated height of 19.5mts, post reduction. RE T2: English Oak Carefully reduce and reshape by 2.5mts overall. The estimated current crown spread of T2 English Oak tree is 10mts and height 22mts. The estimated maximum crown spread post reduction will be 7.5mts with an estimated height of 19.5mts, post reduction. RE T3: English Oak Carefully reduce and reshape by 2.5mts overall. The estimated current crown spread of T3 English Oak tree is 11mts and height 23mts. The estimated maximum crown spread post reduction will be 9.5mts with an estimated height of 21.5mts, post reduction.
Pending

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