45 Barnet Road, Birmingham, B23 6JJ

UPRN:100070286068End Terrace House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band BEPC: D (60)AI-Powered Intelligence

Data freshness:Listing· freshPlanning· 1mo agoEPC· 2mo agoRisk· 2mo agoConnectivity· 2mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

Location map - no listing photos available

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

High

Sale Estimate

£262,000

£249k - £275kHigh

Estimate

£262k

Range

£249k – £275k

Rent Estimate (pcm)

£1,200

£1k - £1kMedium

Monthly

£1,200

Yield

6.52%

AI Verdict

Derived from HomePortfolio scores

AI summary

45 Barnet Road earns a INVESTIGATE rating with HP Score 73/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (74/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR LeasesHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

73/ 100

High

Investment Score

61/ 100

Moderate

Crime Score

26/ 100

Moderate

Walkability

74/ 100

High

Transit & Bike

High

Real Data

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 19 Aug 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/40
claims [AVM +8.4% (HIGH), sold-comps -15.4%, £/sqft -15.1%] → consensus -15.4% → credited 0.0% after backtest shrinkage; sources disagree - edge zeroed by the weaker claim
- zoopla_valuationsestimate for 100070286068· as of 11 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 16%· as of 17 Aug 2026
Rental economics9.5/30
gross yield 6.0%; range width penalty ×0.95
- zoopla_valuationsrent estimate 1200/mo (range 1100-1250)· as of 11 Aug 2026· verify before relying on this
Seller motivation10/20
1 price cut(s), 211 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 19 Aug 2026
Risk & liquidity9.8/10
383 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£180,000£276,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£240,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,100-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £75,600
Net cash flow: £21/mo
Cash on cash: 0.3%
Score at this price: 29

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 100070286068Valuation edge · as of 11 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 16%Valuation edge · as of 17 Aug 2026
zoopla_valuationsrent estimate 1200/mo (range 1100-1250)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 19 Aug 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1200/mo (range 1100-1250)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£262,000

Rent Estimate (pcm)£1,200

Gross Yield6.52%

1y Growth-

3y Growth+1.8%

5y Growth+3.8%

10y Growth+4.5%

Last Sold Price£111,500 (2007-04-17)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0B23 6JJ

Approval Rate

-12mo

Development

low

2026/05011/PA
Erection of 6 metre deep single storey rear extension. Maximum height 4 metres, eaves height 3 metres
Pending
2026/04557/PA
Application to determine the details for condition number 4 (external materials and design of new windows) 5 (cycle storage) 6 (refuse storage) 7 (noise insulation scheme) attached to approval 2023/06154/PA
Pending
2026/04593/PA
Erection of 4 metre deep single storey rear extension. Maximum height 3.3 metres, eaves height 2.25 metres
Pending

View Planning Timeline