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  3. UPRN 100070286068
  4. Valuation & Market

45 Barnet Road, Birmingham, B23 6JJ

UPRN:100070286068End Terrace House3 bedsBuilt 1930-1949
FreeholdCouncil Tax: Band BEPC: D (60)AI-Powered Intelligence
Data freshness:●Listing· freshListing: fresh, refreshed 3d ago (2026-08-19T04:00:03.174024+00:00)●Planning· 1mo agoPlanning: ageing, refreshed 1mo ago (2026-07-10T08:31:59.925727+00:00)●EPC· 2mo agoEPC: ageing, refreshed 2mo ago (2026-07-01T02:04:50.057738+00:00)●Risk· 2mo agoRisk: ageing, refreshed 2mo ago (2026-07-04T06:46:22.443816+00:00)●Connectivity· 2mo agoConnectivity: ageing, refreshed 2mo ago (2026-07-04T20:23:28.637306+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-07-05T20:05:00.707256+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 2mo agoCouncil Tax: ageing, refreshed 2mo ago (2026-07-03T07:41:16.386402+00:00)
AI ValuationFairly ValuedUpdated yesterday
£262,000
Estimated value
Range: £249k - £275k|Last sold: £112k (2007-04-17)

Estimate of £262k for end terrace houses in West Midlands. 383 transactions in the last 12 months; median £195k.

AI Confidence
-
High confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£262k
£249k - £275k - High confidence
Annualised (CAGR)
+9.47%
Over the full window
Peak estimate
£278k
Apr 2026
From peak
-5.76%
Drawdown from peak
£282k£249k£215k£181k£148k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - B23 district (quarterly)index YoY +2.32%
Growth by window
3m
-5.07%
6m
+23.00%
12m
+29.70%
24m
+37.89%
60m
+59.76%

Rental Market

Monthly
Estimated rent (pcm)
£1,200
/ month
Gross yield
6.52%
Net yield
4.84%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
Avg Area Price
£195k
3-bed End Terrace House
12m Price Growth
-
vs UK avg
Days on Market
72d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£262,000
  • SDLT standard£3,100
  • SDLT BTL surcharge (5%)£13,100
  • Legal + Survey£15,000
  • Refurb (light)£18,340
  • Total All-In Cost£311,540

Funding

  • Deposit (25%)£65,500
  • Mortgage (75% LTV)£196,500
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£115,040

Monthly Returns

  • Monthly Rent (est)£1,200
  • Mortgage Payment (IO)-£860
  • Management (10%)-£120
  • Insurance-£101
  • Maintenance-£109
  • Monthly Cashflow+£10

Capital Returns

  • 5yr Property Value£315,406
  • 5yr Capital Gain (3.78% pa)+£53,406
  • 5yr Cumulative Rent (net)+£52,200
  • Less mortgage interest-£51,600
  • 5yr Total Return+£54,006

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£271,904£75,404+£120+£10,0248.7%
Year 2£282,182£85,682+£240+£20,42217.8%
Year 3£292,848£96,348+£360+£31,20827.1%
Year 4£303,918£107,418+£480+£42,39836.9%
Year 5£315,406£118,906+£600+£54,00646.9%

Assumes 3.78% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£115,040).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches
    Comparable: 9 BARNET ROAD
    Recent sale

    9 BARNET ROAD

    £184k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 35 BARNET ROAD
    Recent sale

    35 BARNET ROAD

    £205k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 65 BARNET ROAD
    Recent sale

    65 BARNET ROAD

    £222k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 57 BARNET ROAD
    Recent sale

    57 BARNET ROAD

    £211k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £33,374
    Median Income
    Signal
    1,777
    Population
    Signal
    6.8 / 100
    Deprivation

    Upside Opportunities

    0 levers