57 Ipstones Avenue, Birmingham, B33 9DZ

UPRN:100070415971Mid Terrace House3 bedsBuilt 1967-1975

FreeholdCouncil Tax: -EPC: C (72)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 3mo agoEPC· 5mo agoRisk· freshCrime· freshConnectivity· freshSchools· 1mo agoAmenities· freshArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£259,000

£246k - £272kHigh

Estimate

£259k

Range

£246k – £272k

Rent Estimate (pcm)

£1,600

£2k - £2kMedium

Monthly

£1,600

Yield

5.55%

AI Verdict

Derived from HomePortfolio scores

AI summary

57 Ipstones Avenue earns a BUY rating with HP Score 76/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (64/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

76/ 100

High

Investment Score

69/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

64/ 100

Moderate

Transit & Bike

Moderate

Real Data

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 5 Oct 2026

Every component scored, and three or more independent sources agree.

Valuation edge0/40
claims [AVM +3.5% (HIGH), sold-comps -2.5%, £/sqft -2.6%] → consensus -2.6% → credited 0.0% after backtest shrinkage; sources disagree - edge zeroed by the weaker claim
- zoopla_valuationsestimate for 100070415971· as of 11 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 9.4%· as of 29 Sept 2026
Rental economics25.5/30
gross yield 7.7%; range width penalty ×0.95
- zoopla_valuationsrent estimate 1600/mo (range 1500-1700)· as of 11 Aug 2026· verify before relying on this
Seller motivation15/20
1 price cut(s), 151 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 5 Oct 2026
Risk & liquidity9.8/10
220 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£187,500£287,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,500-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £264/mo
Cash on cash: 4.0%
Score at this price: 50

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.90 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 100070415971Valuation edge · as of 11 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 9.4%Valuation edge · as of 29 Sept 2026
zoopla_valuationsrent estimate 1600/mo (range 1500-1700)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 5 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Rental economics needs verification before you rely on it
rent estimate 1600/mo (range 1500-1700)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£259,000

Rent Estimate (pcm)£1,600

Gross Yield5.55%

1y Growth-

3y Growth+3.4%

5y Growth+5.6%

10y Growth+6.2%

Last Sold Price£110,000 (2014-01-23)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0B33 9DZ

Approval Rate

-12mo

Development

low

2026/06061/PA
Erection of 6 metre deep single storey rear extension. Maximum height 3.8 metres, eaves height 2.8 metres
Pending
2026/05987/PA
Erection of 4.6 metre deep single storey rear extension. Maximum height 3 metres, eaves height 3 metres
Pending
2026/05963/PA
Erection of 6 metre deep single storey rear extension. Maximum height 3 metres, eaves height 3 metres
Pending

View Planning Timeline