57 Ipstones Avenue, Birmingham, B33 9DZ

UPRN:100070415971Mid Terrace House3 bedsBuilt 1967-1975

FreeholdCouncil Tax: -EPC: C (72)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 3mo agoEPC· 5mo agoRisk· freshCrime· freshConnectivity· freshSchools· 1mo agoAmenities· freshArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£259,000

£246k - £272kHigh

Estimate

£259k

Range

£246k – £272k

Rent Estimate (pcm)

£1,600

£2k - £2kMedium

Monthly

£1,600

Yield

5.55%

AI Verdict

Derived from HomePortfolio scores

AI summary

57 Ipstones Avenue earns a BUY rating with HP Score 76/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (64/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

76/ 100

High

Investment Score

69/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

64/ 100

Moderate

Transit & Bike

Moderate

Real Data

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 28 Sept 2026

Every component scored, and three or more independent sources agree.

Valuation edge0/40
claims [AVM +3.5% (HIGH), sold-comps -2.5%, £/sqft -2.6%] → consensus -2.6% → credited 0.0% after backtest shrinkage; sources disagree - edge zeroed by the weaker claim
- zoopla_valuationsestimate for 100070415971· as of 11 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 9.4%· as of 29 Sept 2026
Rental economics25.5/30
gross yield 7.7%; range width penalty ×0.95
- zoopla_valuationsrent estimate 1600/mo (range 1500-1700)· as of 11 Aug 2026· verify before relying on this
Seller motivation15/20
1 price cut(s), 149 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 28 Sept 2026
Risk & liquidity9.8/10
220 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£187,500£287,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,500-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £264/mo
Cash on cash: 4.0%
Score at this price: 50

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.90 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 100070415971Valuation edge · as of 11 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 9.4%Valuation edge · as of 29 Sept 2026
zoopla_valuationsrent estimate 1600/mo (range 1500-1700)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 28 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Rental economics needs verification before you rely on it
rent estimate 1600/mo (range 1500-1700)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£259,000

Rent Estimate (pcm)£1,600

Gross Yield5.55%

1y Growth-

3y Growth+3.4%

5y Growth+5.6%

10y Growth+6.2%

Last Sold Price£110,000 (2014-01-23)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0B33 9DZ

Approval Rate

-12mo

Development

low

2026/06061/PA
Erection of 6 metre deep single storey rear extension. Maximum height 3.8 metres, eaves height 2.8 metres
Pending
2026/05987/PA
Erection of 4.6 metre deep single storey rear extension. Maximum height 3 metres, eaves height 3 metres
Pending
2026/05963/PA
Erection of 6 metre deep single storey rear extension. Maximum height 3 metres, eaves height 3 metres
Pending

View Planning Timeline