74 Holtspur Top Lane, Beaconsfield, HP9 1DT

UPRN:100080483232Detached House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: E (53)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

74 Holtspur Top Lane, Beaconsfield, HP9 1DT

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,144,000

£1.09M - £1.20MHigh

Estimate

£1.14M

Range

£1.09M – £1.20M

Rent Estimate (pcm)

£4,100

£4k - £5k

Monthly

£4,100

Yield

4.28%

Verdict

Derived from HomePortfolio scores

74 Holtspur Top Lane earns an INVESTIGATE rating with HP Score 73/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

54/ 100

Moderate

Transit & Bike

Transit 15Bike 34

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.5% (HIGH), sold-comps -42.5%, £/sqft -42.5%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100080483232· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 5.3%· as of 4 Nov 2026
Rental economics0/40
gross yield 4.3%; range width penalty ×0.71
- valuation_snapshotsrent estimate 4100/mo (range 3600-4600)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,968/mo, -48% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 284 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
149 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£862,500£1,322,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,150,000

At the asking price

Monthly rent£4,100/mo

Evidenced range £3,600-£4,600

Interest rate5.4%

Loan to value75%

Cash required: £405,050
Net cash flow: -£1,043/mo
Cash on cash: -3.1%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.06 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100080483232Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 5.3%Valuation edge · as of 4 Nov 2026
valuation_snapshotsrent estimate 4100/mo (range 3600-4600)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4100/mo (range 3600-4600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 284 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,144,000

Rent Estimate (pcm)£4,100

Gross Yield4.28%

1y Growth-

3y Growth+0.7%

5y Growth+1.6%

10y Growth+1.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1HP9 1DT

Approval Rate

-12mo

Development

low

PL/26/07942/CONDA
Application for approval of details subject to condition 10 (ecological enhancements) of planning approval PL/26/00576/VRC
Pending
PL/26/08440/KA
Reduce in height and width by 2-3m to 1 x Hazel tree (T1), reduce in height and width by 2m to 1 x Strawberry tree (T2) and reduce in height and width by 2m to 1 x Cotoneaster tree (T3).
Pending
PL/26/08302/TP
G1 group of 6 beech - Reduce in height and width by 2.5-3m to prevent any limb failure given the high target area and stop encroachment over the road and garden.
Pending

View Planning Timeline