4 Stuart Road, High Wycombe, HP13 6AG

UPRN:100080552193Flat/Maisonette4 bedsBuilt -

FreeholdCouncil Tax: Band EEPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£643,000

£514k - £772kLow

Estimate

£643k

Range

£514k – £772k

Rent Estimate (pcm)

£3,150

£3k - £3k

Monthly

£3,150

Yield

4.20%

Verdict

Derived from HomePortfolio scores

4 Stuart Road earns an INVESTIGATE rating with HP Score 73/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (70/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

70/ 100

High

Transit & Bike

Transit 26Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£3,150/mo

Evidenced range £2,900-£3,350

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: -£857/mo
Cash on cash: -3.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.04 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£643,000

Rent Estimate (pcm)£3,150

Gross Yield4.20%

1y Growth-

3y Growth+1.7%

5y Growth+3.0%

10y Growth+2.8%

Last Sold Price£437,500 (2005-09-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HP13 6AG

Approval Rate

-12mo

Development

low

PL/26/09072/KA
T1 Whitebeam - Fell due to recent limb failure. G1 Group of 4 x Birch trees - Prune back lateral branches by 1-2m.
Pending
PL/26/09096/KA
Reduce the lateral extent of 1 x Copper Beech (T1) so that it clears the front of the house level with the front door by 5m and lift the crown to a maximum of 5m by reducing trailing branches to reduce shading in the front garden and the house itself.
Pending
PL/26/08964/KA
1 x Walnut tree - reduce height to 2.2 meters and reduce lateral spread to 1.5 meters, Laurel hedge - reduce height by 1.5 metres - cut back overhanging branches but keeping screen, 1 x Beech reduce by 1 metre and reshape to bowl shape.
Pending

View Planning Timeline