52 Milton Dene, Hemel Hempstead, HP2 7PP

UPRN:100080698906Purpose Built Flat2 bedsBuilt 1967-1975

LeaseholdCouncil Tax: Band BEPC: D (61)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

52 Milton Dene, Hemel Hempstead, HP2 7PP

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

19 of 21 sources

Sale Estimate

£237,000

£189k - £284kLow

Estimate

£237k

Range

£189k – £284k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

13.38%

Verdict

Derived from HomePortfolio scores

52 Milton Dene earns an AVOID rating with HP Score 71/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (52/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

52/ 100

Moderate

Transit & Bike

Transit 15Bike 48

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 45% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [sold-comps +29.7%, £/sqft +29.6%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 20.7%· as of 30 Oct 2026
Rental economics39.7/40
gross yield 13.4%; range width penalty ×0.99; the estimate this rent rides on sits 45% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1450/mo (range 1350-1500)· as of 12 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 45% above the ask on the same snapshot - verify the rent describes this home· as of 12 Oct 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 4 Nov 2026· verify before relying on this
Stress margin26.7/30
stressed cash flow +387/mo, +27% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 53 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity9.2/15
337 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 80+ up to £123,500

£120,000£149,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£130,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,350-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £40,400
Net cash flow: £565/mo
Cash on cash: 16.8%
Score at this price: 78

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 20.7%Valuation edge · as of 30 Oct 2026
valuation_snapshotsrent estimate 1450/mo (range 1350-1500)Rental economics · as of 12 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 45% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 12 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 4 Nov 2026 · verify before relying on this
underwriting_assumptions

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1450/mo (range 1350-1500)
Rental economics needs verification before you rely on it
sale estimate 45% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Set your walk-away price before viewing - above £123,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£237,000

Rent Estimate (pcm)£1,450

Gross Yield13.38%

1y Growth-

3y Growth-0.2%

5y Growth+1.3%

10y Growth+2.4%

Last Sold Price£135,000 (2015-12-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0HP2 7PP

Approval Rate

-12mo

Development

low

26/02362/LDE
Single story rear extension, and Garage Conversion
Pending
26/02277/LDP
Conversion of existing vehicular garage to bedroom with en-suite. Replacing the garage door with window and matching brickwork. Installing floor insulation, damp-proofing, and boarding out the walls.
Pending
26/02261/MFA
Demolition of existing buildings and structures and erection of 3 no. employment units (use classes B2, B8 and ancillary E(g)(i), E(g)(ii) and E(g)(iii), alterations to existing accesses and formation of new access, together with HGV and car parking, service yards, hard and soft landscaping, drainage, earthworks and other associated works.
Pending

View Planning Timeline

Ownership

Corporate Ownership56.6%
Overseas OwnershipNo
Lease Term Remaining49 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2015-12-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,473

Population Density8,368 /km²

Owner Occupied33%

Age Distribution

0-15 25%16-64 66%65+ 9%

View Area Profile

Schools Nearby

Holtsmere End Junior School
0.1 mi
Good
Holtsmere End Infant and Nursery School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Brockswood Primary School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
The Astley Cooper School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

50 Milton Dene
-
£197k
-
48 Milton Dene
-
£185k
-
66 Milton Dene
-
£185k
-
60 Milton Dene
-
£148k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN