58 The Shearers, Bishop's Stortford, CM23 4AZ

UPRN:100080728393Detached House4 bedsBuilt -

FreeholdCouncil Tax: -EPC: -AI-Powered Intelligence

Data freshness:Price Paid· 2mo agoPlanning· 3mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

Map view of 58 The Shearers, Bishop's Stortford, CM23 4AZ

Location map - no listing photos available

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£1,052,000

£999k - £1.10MHigh

Estimate

£1.05M

Range

£999k – £1.10M

Rent Estimate (pcm)

£3,400

£3k - £4kMedium

Monthly

£3,400

Yield

4.29%

AI Verdict

Derived from HomePortfolio scores

AI summary

58 The Shearers earns a INVESTIGATE rating with HP Score 66/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (29/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

66/ 100

Moderate

Investment Score

53/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

29/ 100

Low

Transit & Bike

Low

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£20,000

At the asking price

Monthly rent£3,400/mo

Evidenced range £2,950-£3,850

Interest rate5.4%

Loan to value75%

Cash required: £7,300
Net cash flow: £2,286/mo
Cash on cash: 375.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 50.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,052,000

Rent Estimate (pcm)£3,400

Gross Yield4.29%

1y Growth+73.2%

3y Growth-3.6%

5y Growth+0.0%

10y Growth+2.3%

Last Sold Price£550,000 (2007-03-29)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence3
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2CM23 4AZ

Approval Rate

100%12mo

Development

low

3/26/0636/CLPO
Certificate of lawfulness for a single storey side extension and alterations to fenestration
Approved
X/26/0206/CND
Discharge condition 4 (Hard and soft landscaping) attached to 3/25/0650/FUL
Conditions
EastHertfordshire/3/25/0650/FUL
Part garage conversion to utilise the space for additional internal use. Replace a garage door with new front window. Insert front and rear facing rooflight windows. Change of use of grass verge on land opposite for creation of 1 additional off street car parking space.
Conditions

View Planning Timeline