Recent sale
39 THE SHEARERS
£860k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Skip to property detailsMonthly AVM sale-value estimate Monthly -6 live signals 25% deposit · IO BTL · Interest Only
4 matches ![Comparable: 39 THE SHEARERS]()
![Comparable: 74 THE SHEARERS]()
![Comparable: 43 THE SHEARERS]()
![Comparable: 84 THE SHEARERS]()
3 signals 0 levers
58 The Shearers, Bishop's Stortford, CM23 4AZ
UPRN:100080728393Detached House4 bedsBuilt -
FreeholdCouncil Tax: -EPC: -AI-Powered Intelligence
Data freshness:Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-06-19T12:07:01.773403+00:00)Risk· 2mo agoRisk: ageing, refreshed 2mo ago (2026-07-04T06:46:22.443816+00:00)Connectivity· 2mo agoConnectivity: ageing, refreshed 2mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£1,052,000
Estimated value
Range: £999k - £1.10M|Last sold: £550k (2007-03-29)
Estimate of £1.05M for detached houses in Hertfordshire. 438 transactions in the last 12 months; median £421k.
AI Confidence
-
High confidence
Value History
Current estimate
£1.05M
£999k - £1.10M - High confidence
Annualised (CAGR)
+2.60%
Over the full window
Peak estimate
£1.06M
Jun 2026
From peak
-0.66%
Drawdown from peak
AVM estimate (model)Repeat-sales index - CM23 district (quarterly)index YoY -1.27%
Growth by window
3m
-0.38%
6m
+4.37%
12m
+7.57%
24m
+5.62%
60m
+9.58%
Rental Market
Estimated rent (pcm)
£3,400
/ month
Gross yield
4.29%
Net yield
162.12%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£421k
4-bed Detached House
12m Price Growth
+73.2%
vs UK avg
Days on Market
86d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£1,052,000
- SDLT standard£48,950
- SDLT BTL surcharge (5%)£52,600
- Legal + Survey£15,000
- Refurb (light)£73,640
- Total All-In Cost£1,242,190
Funding
- Deposit (25%)£263,000
- Mortgage (75% LTV)£789,000
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£453,190
Monthly Returns
- Monthly Rent (est)£3,400
- Mortgage Payment (IO)-£3,452
- Management (10%)-£340
- Insurance-£180
- Maintenance-£438
- Monthly Cashflow-£1,010
Capital Returns
- 5yr Property Value£1,054,106
- 5yr Capital Gain (0.04% pa)+£2,106
- 5yr Cumulative Rent (net)+£146,520
- Less mortgage interest-£207,120
- 5yr Total Return-£58,494
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £1,052,421 | £263,421 | -£12,120 | -£11,699 | -2.6% |
| Year 2 | £1,052,842 | £263,842 | -£24,240 | -£23,398 | -5.2% |
| Year 3 | £1,053,263 | £264,263 | -£36,360 | -£35,097 | -7.7% |
| Year 4 | £1,053,684 | £264,684 | -£48,480 | -£46,796 | -10.3% |
| Year 5 | £1,054,106 | £265,106 | -£60,600 | -£58,494 | -12.9% |
Assumes 0.04% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£453,190).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
74 THE SHEARERS
£975k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
43 THE SHEARERS
£1.29M
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
84 THE SHEARERS
£1.17M
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£32,293
Median Income
Signal
1,545
Population
Signal
0.2 / 100
Deprivation