14 Tippendell Lane, St. Albans, AL2 3HL

UPRN:100080868714Detached House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: -EPC: D (66)AI-Powered Intelligence

Data freshness:Price Paid· 2mo agoPlanning· 2mo agoEPC· 4mo agoRisk· 3mo agoCrime· 2mo agoConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£966,000

£918k - £1.01MHigh

Estimate

£966k

Range

£918k – £1.01M

Rent Estimate (pcm)

£3,700

£3k - £4kMedium

Monthly

£3,700

Yield

6.35%

AI Verdict

Derived from HomePortfolio scores

AI summary

14 Tippendell Lane earns a BUY rating with HP Score 76/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (51/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

76/ 100

High

Investment Score

63/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

51/ 100

Moderate

Transit & Bike

Moderate

Real Data

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 20 Sept 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/40
claims [AVM +7.3% (HIGH), sold-comps +0.0%, £/sqft -0.0%] → consensus -0.0% → credited 0.0% after backtest shrinkage; sources disagree - edge zeroed by the weaker claim
- zoopla_valuationsestimate for 100080868714· as of 11 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 17.7%· as of 10 Sept 2026
Rental economics0/30
gross yield 5.0%; range width penalty ×0.79
- zoopla_valuationsrent estimate 3700/mo (range 3350-4100)· as of 11 Aug 2026· verify before relying on this
Seller motivation10/20
0 price cut(s), 110 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 20 Sept 2026
Risk & liquidity9.8/10
219 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£671,000£1,029,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£895,000

At the asking price

Monthly rent£3,700/mo

Evidenced range £3,350-£4,100

Interest rate5.4%

Loan to value75%

Cash required: £304,550
Net cash flow: -£459/mo
Cash on cash: -1.8%
Score at this price: 20

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 100080868714Valuation edge · as of 11 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 17.7%Valuation edge · as of 10 Sept 2026
zoopla_valuationsrent estimate 3700/mo (range 3350-4100)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 20 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3700/mo (range 3350-4100)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£966,000

Rent Estimate (pcm)£3,700

Gross Yield6.35%

1y Growth+50.2%

3y Growth-3.1%

5y Growth+0.0%

10y Growth+1.8%

Last Sold Price£565,000 (2014-04-24)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence3
RadonModerate
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0AL2 3HL

Approval Rate

-12mo

Development

low

TP/2026/0434
T1 1 x Ash to fell - Ivy infested. Large basal cavity with stem decay.
Pending
TP/2026/0428
Cut back as much as we are possible.
Pending
5/2026/1620
Prior Notification - Temporary use of land for film making purposes under Class E, Part 4, Schedule 2 of the Town and Country Planning (General Permitted Development) (England) Order 2015
Pending

View Planning Timeline