Recent sale
52 TIPPENDELL LANE
£805k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
14 Tippendell Lane, St. Albans, AL2 3HL
UPRN:100080868714Detached House4 bedsBuilt 1930-1949
FreeholdCouncil Tax: -EPC: D (66)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:10:58.411387+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· 2mo agoCrime: ageing, refreshed 2mo ago (2026-08-02T05:17:47.239173+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£966,000
Estimated value
Range: £918k - £1.01M|Last sold: £565k (2014-04-24)
Estimate of £966k for detached houses in St. Albans. 219 transactions in the last 12 months; median £520k.
AI Confidence
-
High confidence
Value History
Current estimate
£966k
£918k - £1.01M - High confidence
Annualised (CAGR)
+3.92%
Over the full window
Peak estimate
£966k
Aug 2026
From peak
+0.00%
Drawdown from peak
AVM estimate (model)Repeat-sales index - AL2 district (quarterly)index YoY +10.76%
Growth by window
3m
+5.92%
6m
+7.33%
12m
+12.06%
24m
+7.33%
60m
+17.23%
Rental Market
Estimated rent (pcm)
£3,700
/ month
Gross yield
6.35%
Net yield
3.16%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£520k
4-bed Detached House
12m Price Growth
+50.2%
vs UK avg
Days on Market
73d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£966,000
- SDLT standard£40,350
- SDLT BTL surcharge (5%)£48,300
- Legal + Survey£15,000
- Refurb (light)£67,620
- Total All-In Cost£1,137,270
Funding
- Deposit (25%)£241,500
- Mortgage (75% LTV)£724,500
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£412,770
Monthly Returns
- Monthly Rent (est)£3,700
- Mortgage Payment (IO)-£3,170
- Management (10%)-£370
- Insurance-£172
- Maintenance-£403
- Monthly Cashflow-£415
Capital Returns
- 5yr Property Value£966,000
- 5yr Capital Gain (0.00% pa)+£0
- 5yr Cumulative Rent (net)+£165,300
- Less mortgage interest-£190,200
- 5yr Total Return-£24,900
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £966,000 | £241,500 | -£4,980 | -£4,980 | -1.2% |
| Year 2 | £966,000 | £241,500 | -£9,960 | -£9,960 | -2.4% |
| Year 3 | £966,000 | £241,500 | -£14,940 | -£14,940 | -3.6% |
| Year 4 | £966,000 | £241,500 | -£19,920 | -£19,920 | -4.8% |
| Year 5 | £966,000 | £241,500 | -£24,900 | -£24,900 | -6.0% |
Assumes 0.00% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£412,770).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
50 TIPPENDELL LANE
£980k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
36 TIPPENDELL LANE
£780k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
38 TIPPENDELL LANE
£525k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£33,468
Median Income
Signal
1,558
Population
Signal
2.5 / 100
Deprivation