5 Harborne Close, Watford, WD19 6TZ

UPRN:100080920787End Terrace House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band DEPC: D (62)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£430,000

£408k - £451kHigh

Estimate

£430k

Range

£408k – £451k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

4.93%

Verdict

Derived from HomePortfolio scores

5 Harborne Close earns an INVESTIGATE rating with HP Score 69/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (42/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

42/ 100

Mixed

Transit & Bike

Transit 13Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£475,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,800-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £157,550
Net cash flow: -£253/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£430,000

Rent Estimate (pcm)£1,950

Gross Yield4.93%

1y Growth-

3y Growth+2.2%

5y Growth+2.1%

10y Growth+1.8%

Last Sold Price£346,000 (2017-11-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WD19 6TZ

Approval Rate

-12mo

Development

low

26/1655/OUT
Outline Application: Demolition of existing buildings; construction of new four storey building to provide 52 residential flats, with associated access alteration, gates, parking and landscaping works (layout and appearance as reserved matters).
Pending
26/1651/TPO
T11 Reduce branches/foliage on tree
Pending
26/1594/DIS
Discharge of Condition 3 (Materials) pursuant to planning permission 25/1401/FUL
Pending

View Planning Timeline

Ownership

Corporate Ownership69.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-11-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,615

Population Density-

Owner Occupied58%

Age Distribution

0-15 22%16-64 66%65+ 12%

View Area Profile

Schools Nearby

Greenfields Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
St John's School
0.5 mi
Inspected by ISI
Oxhey Wood Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Woodhall Primary School
0.6 mi
Good

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

10 Harborne Close
-
£405k
-
5 Harborne Close
-
£346k
-
8 Harborne Close
-
£352k
-
12 Harborne Close
-
£380k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN