130 Oaklands Avenue, Watford, WD19 4LQ

UPRN:100080924422Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: E (45)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£712,000

£677k - £748kHigh

Estimate

£712k

Range

£677k – £748k

Rent Estimate (pcm)

£3,500

£3k - £4k

Monthly

£3,500

Yield

6.18%

Verdict

Derived from HomePortfolio scores

130 Oaklands Avenue earns an INVESTIGATE rating with HP Score 67/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (17/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

17/ 100

Low

Transit & Bike

Transit 8Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£679,950

At the asking price

Monthly rent£3,500/mo

Evidenced range £3,250-£3,800

Interest rate5.4%

Loan to value75%

Cash required: £229,283
Net cash flow: £128/mo
Cash on cash: 0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.53 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£712,000

Rent Estimate (pcm)£3,500

Gross Yield6.18%

1y Growth-

3y Growth+2.2%

5y Growth+2.1%

10y Growth+1.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

5WD19 4LQ

Approval Rate

60%12mo

Development

low

26/1744/FUL
Demolition of existing shed and erection of under ground concrete garden bunker in the rear garden
Pending
26/00867/TCA
Works to tree T1 - Silver Birch in conservation area - 10m crown reduce by 2.5m to approx 7-8m
Pending
26/1717/DDD
T1 Poplar - Fell.
Pending

View Planning Timeline