65 Fern Way, Watford, WD25 0HQ

UPRN:100080935237End Terrace House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band DEPC: D (63)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£486,000

£462k - £510kHigh

Estimate

£486k

Range

£462k – £510k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

5.47%

Verdict

Derived from HomePortfolio scores

65 Fern Way earns an INVESTIGATE rating with HP Score 75/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (38/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

38/ 100

Mixed

Transit & Bike

Transit 20Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,850-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: -£100/mo
Cash on cash: -0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£486,000

Rent Estimate (pcm)£2,050

Gross Yield5.47%

1y Growth+22.0%

3y Growth-0.4%

5y Growth+1.8%

10y Growth+1.8%

Last Sold Price£255,000 (2013-03-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WD25 0HQ

Approval Rate

-12mo

Development

low

26/00838/FULH
Erection of a single storey front extension.
Pending
26/00790/TPO
Works to Tree/s under TPO. No.69 - T7 - False Acacia tree - Fell diseased to ground level (section fell due to proximity to house and highway) and grind out stump to below ground level.
Conditions
26/00797/VAR
Variaiton of Condition 2 (Plans) and 3 (Roof of Outbuilding) of planning permission 20/00466/FULH to Built to new submitted As Built plans and Roof from tiled to felt.
Pending

View Planning Timeline