37 Swiss Avenue, Watford, WD18 7LL

UPRN:100080950627Semi-Detached Bungalow3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band EEPC: E (53)

Data freshness:Listing· freshPlanning· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£675,000

£641k - £709kHigh

Estimate

£675k

Range

£641k – £709k

Rent Estimate (pcm)

£2,600

£2k - £3k

Monthly

£2,600

Yield

4.80%

Verdict

Derived from HomePortfolio scores

37 Swiss Avenue earns an INVESTIGATE rating with HP Score 67/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (50/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

50/ 100

Moderate

Transit & Bike

Transit 28Bike 57

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£2,600/mo

Evidenced range £2,350-£2,850

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: -£394/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£675,000

Rent Estimate (pcm)£2,600

Gross Yield4.80%

1y Growth+10.8%

3y Growth+0.9%

5y Growth+0.8%

10y Growth+1.7%

Last Sold Price£650,000 (2025-07-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0WD18 7LL

Approval Rate

-12mo

Development

low

26/00852/TPO
Works to tree/s T1 under TPO.No.73 - fell Ash due to decay and proximity to public
Pending
26/1689/FUL
Demolition of existing single storey side extension and construction of single storey front and side extension
Pending
26/00824/LDC
Lawful Development Certificate for proposed loft conversion including rear dormer and x3 nos of front rooflights
Pending

View Planning Timeline

Ownership

Corporate Ownership52.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-07-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,172

Population Density-

Owner Occupied55%

Age Distribution

0-15 22%16-64 68%65+ 10%

View Area Profile

Schools Nearby

Watford Grammar School for Boys
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Croxley Danes School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Ascot Road Primary School
0.5 mi
GoodConcerns
Chater Infant School
0.6 mi
GoodImproving

6 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

37 Swiss Avenue
-
£650k
-
19 Swiss Avenue
-
£585k
-
3 Swiss Avenue
-
£730k
-
31 Swiss Avenue
-
£690k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN