163 Handside Lane, Welwyn Garden City, AL8 6TA

UPRN:100080976345Terrace Property3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band DEPC: C (70)

Data freshness:Listing· freshPlanning· freshOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

163 Handside Lane, Welwyn Garden City, AL8 6TA

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£588,000

£558k - £617kHigh

Estimate

£588k

Range

£558k – £617k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

4.17%

Verdict

Derived from HomePortfolio scores

163 Handside Lane earns an INVESTIGATE rating with HP Score 75/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (58/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

58/ 100

Moderate

Transit & Bike

Transit 21Bike 56

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£590,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,850-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £197,800
Net cash flow: -£572/mo
Cash on cash: -3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.03 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£588,000

Rent Estimate (pcm)£2,050

Gross Yield4.17%

1y Growth-23.4%

3y Growth-2.5%

5y Growth+1.0%

10y Growth+2.1%

Last Sold Price£40,000 (1996-10-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

9AL8 6TA

Approval Rate

100%12mo

Development

low

6/2026/1966/TC
Proposed 25% crown reduction of Beech Tree T1
Pending
6/2026/1913/LAWP
Certificate of lawfulness for the erection of outbuilding and replacement permeable driveway
Pending
6/2026/1904/EM
Replacement of two front doors and garage door and window
Pending

View Planning Timeline

Ownership

Corporate Ownership35.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1996-10-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,805

Population Density3,216 /km²

Owner Occupied70%

Age Distribution

0-15 16%16-64 59%65+ 25%

View Area Profile

Schools Nearby

Applecroft School
0.2 mi
Good
Lakeside School
0.2 mi
Outstanding
Stanborough School
0.3 mi
Good
St John's Voluntary Aided Church of England Primary School, Lemsford
0.5 mi
Good

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

165 Handside Lane
-
£640k
-
133 Handside Lane
-
£835k
-
115 Handside Lane
-
£680k
-
155 Handside Lane
-
£590k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN