31 Vine Close, Welwyn Garden City, AL8 7PS

UPRN:100080986929Semi-Detached House2 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band DEPC: D (66)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

31 Vine Close, Welwyn Garden City, AL8 7PS

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£453,000

£431k - £476kHigh

Estimate

£453k

Range

£431k – £476k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

4.24%

Verdict

Derived from HomePortfolio scores

31 Vine Close earns an INVESTIGATE rating with HP Score 74/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (55/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

55/ 100

Moderate

Transit & Bike

Transit 18Bike 54

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,350-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£396/mo
Cash on cash: -3.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£453,000

Rent Estimate (pcm)£1,500

Gross Yield4.24%

1y Growth-

3y Growth-2.5%

5y Growth+1.0%

10y Growth+2.1%

Last Sold Price£82,000 (1998-11-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0AL8 7PS

Approval Rate

-12mo

Development

low

6/2026/1971/EMT
T1 Norway Spruce reduce in height by approx. 4 metres to maintain its size as it is leaning and will hit the house if it fails
Pending
6/2026/1931/PN29
Conversion of existing offices to 45 residential units
Pending
6/2026/1917/HOUSE
Erection of single storey rear extension with rear canopy, new patio area, and alterations to the openings on side elevation
Pending

View Planning Timeline

Ownership

Corporate Ownership35.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1998-11-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,805

Population Density4,826 /km²

Owner Occupied52%

Age Distribution

0-15 26%16-64 60%65+ 14%

View Area Profile

Schools Nearby

Templewood Primary School
0.3 mi
Good
Harwood Hill Junior Mixed Infant and Nursery School
0.4 mi
Good
Homerswood Primary and Nursery School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Monk's Walk School
0.7 mi
Good

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15 Vine Close
-
£425k
-
4 Vine Close
-
£374k
-
8 Vine Close
-
£580k
-
22 Vine Close
-
£440k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN