Downley Cottage, Cookshall Lane, High Wycombe, HP12 4AL

UPRN:100081090080Semi-Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: C (80)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Downley Cottage, Cookshall Lane, High Wycombe, HP12 4AL

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£499,000

£474k - £524kHigh

Estimate

£499k

Range

£474k – £524k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

5.64%

Verdict

Derived from HomePortfolio scores

Downley Cottage earns an INVESTIGATE rating with HP Score 67/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (16/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

16/ 100

Low

Transit & Bike

Transit 8Bike 19

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,150-£2,500

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: -£61/mo
Cash on cash: -0.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.39 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£499,000

Rent Estimate (pcm)£2,350

Gross Yield5.64%

1y Growth-

3y Growth+3.3%

5y Growth+3.3%

10y Growth+3.1%

Last Sold Price£250,000 (2012-11-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0HP12 4AL

Approval Rate

-12mo

Development

low

PL/26/08083/SA
Certificate of Lawfulness for proposed conversion of garage to habitable room
Pending
PL/26/07941/FA
Householder application for a garage conversion and front extension.
Pending
PL/26/07862/FA
Householder application for the demolition of exiting buildings and erection of new outbuilding in the rear garden.
Pending

View Planning Timeline

Ownership

Corporate Ownership55.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2012-11-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,937

Population Density-

Owner Occupied70%

Age Distribution

0-15 16%16-64 68%65+ 16%

View Area Profile

Schools Nearby

West Wycombe School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Downley School
0.8 mi
Inspected as The Downley School (URN 131908) on 22 Mar 2022
Millbrook Combined School
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.
Progress Schools - Buckinghamshire
1.1 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Chilterns Cookshall Lane
-
£450k
-
Spring Haven, 6A Cookshall Lane
-
£465k
-
6B Cookshall Lane
-
£500k
-
Sirmione Cookshall Lane
-
£278k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN