Flat A, 206 Stoke Newington High Street, London, N16 7HU

UPRN:10008300541Flat/Maisonette3 bedsBuilt before 1900

Tenure: -Council Tax: Band DEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

Flat A, 206 Stoke Newington High Street, London, N16 7HU

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£582,000

£466k - £698kLow

Estimate

£582k

Range

£466k – £698k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

4.67%

Verdict

Derived from HomePortfolio scores

Flat A earns an INVESTIGATE rating with HP Score 80/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (95/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

71/ 100

High

Crime Score

30/ 100

Moderate

Walkability

95/ 100

Excellent

Transit & Bike

Transit 61Bike 81

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£565,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,000-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £189,050
Net cash flow: -£384/mo
Cash on cash: -2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£582,000

Rent Estimate (pcm)£2,200

Gross Yield4.67%

1y Growth-

3y Growth-1.6%

5y Growth+0.0%

10y Growth+0.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0N16 7HU

Approval Rate

-12mo

Development

low

2026/1447
Submission of details pursuant to conditions 4 and 5 (Drainage) attached to planning permission ref 2026/0105 dated 28/05/2026.
Pending
2026/1434
Erection of a single storey extension above existing rear outrigger roof.
Pending
2026/1431
Application for a Certificate of Lawfulness (Proposed) for the construction of a rear 'L shaped' roof dormer ( two-storeys over the rear outrigger) and the installation of 3 x rooflights.
Pending

View Planning Timeline