Flat 60, Arthaus Apartments, 205 Richmond Road, London, E8 3FF

UPRN:10008325641Flat/Maisonette1 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band CEPC: C (79)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Flat 60, Arthaus Apartments, 205 Richmond Road, London, E8 3FF

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£524,000

£471k - £576kMedium

Estimate

£524k

Range

£471k – £576k

Rent Estimate (pcm)

£2,300

£2k - £3k

Monthly

£2,300

Yield

8.62%

Verdict

Derived from HomePortfolio scores

Flat 60 earns an INVESTIGATE rating with HP Score 54/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

47/ 100

Elevated

Walkability

0/ 100

Low

Transit & Bike

Transit 73Bike 61

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 39% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +38.9% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10008325641· as of 9 Oct 2026
Rental economics24.7/40
gross yield 8.6%; range width penalty ×0.85; the estimate this rent rides on sits 39% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2300/mo (range 2100-2500)· as of 9 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 39% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin9.2/30
stressed cash flow +210/mo, +9% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 2 price cut(s), 81 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
256 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£264,000£368,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£320,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,100-£2,500

Interest rate5.4%

Loan to value75%

Cash required: £103,300
Net cash flow: £512/mo
Cash on cash: 6.0%
Score at this price: 47

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.13 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10008325641Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2300/mo (range 2100-2500)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 39% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_date

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2300/mo (range 2100-2500)
Rental economics needs verification before you rely on it
sale estimate 39% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£524,000

Rent Estimate (pcm)£2,300

Gross Yield8.62%

1y Growth-

3y Growth-1.6%

5y Growth+0.2%

10y Growth+0.9%

Last Sold Price£300,000 (2011-09-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0E8 3FF

Approval Rate

-12mo

Development

low

PA/25/02260
proposed single story extension
Pending
PA/26/01236/NC
Refurbishment and external alterations to existing buildings.
Approved
2026/1385
Retrospective application for the installation of 1nr air conditioning condenser unit on flat roof to rear of property
Pending

View Planning Timeline

Ownership

Corporate Ownership56%
Overseas OwnershipNo
Lease Term Remaining109 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2011-09-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,237

Population Density16,289 /km²

Owner Occupied26%

Age Distribution

0-15 17%16-64 72%65+ 11%

View Area Profile

Schools Nearby

Gayhurst Community School
0.2 mi
OutstandingImproving
The Urswick School - A Church of England Secondary School
0.2 mi
GoodConcerns
Mossbourne Parkside Academy
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Morningside Primary School
0.4 mi
Outstanding

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Arthaus Apartments, 205 Richmond Road
-
£290k
-
Arthaus Apartments, 205 Richmond Road
-
£5.50M
-
Arthaus Apartments, 205 Richmond Road
-
£480k
-
Arthaus Apartments, 205 Richmond Road
-
£795k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN