69 Loughton Way, Buckhurst Hill, IG9 6AS

UPRN:100090487705Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band EEPC: C (71)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

69 Loughton Way, Buckhurst Hill, IG9 6AS

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£707,000

£672k - £742kHigh

Estimate

£707k

Range

£672k – £742k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

3.13%

Verdict

Derived from HomePortfolio scores

69 Loughton Way earns an INVESTIGATE rating with HP Score 69/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (43/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

43/ 100

Mixed

Transit & Bike

Transit 23Bike 34

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the advert has 5 bedrooms but the valuation snapshot describes 3 - an extension, conversion or HMO the evidence does not reflect, or a different home. It ranks after every home whose inputs are verified.

Valuation edge-1.6/15
claims [AVM -27.3% (HIGH)] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100090487705· as of 9 Oct 2026
Rental economics0/40
gross yield 3.1%; range width penalty ×0.73
- valuation_snapshotsrent estimate 2350/mo (range 2100-2650)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,200/mo, -94% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 40 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.7/15
130 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£675,000£1,035,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,100-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: -£1,411/mo
Cash on cash: -5.5%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.77 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100090487705Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2350/mo (range 2100-2650)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2350/mo (range 2100-2650)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 40 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£707,000

Rent Estimate (pcm)£2,350

Gross Yield3.13%

1y Growth+7.2%

3y Growth+4.0%

5y Growth+1.8%

10y Growth+2.6%

Last Sold Price£657,000 (2024-09-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0IG9 6AS

Approval Rate

-12mo

Development

low

EPF/2004/26
TPO/EPF/02/93 (Ref: T18, T19) T1: Field Maple - Crown reduce by up to 2.5m, as specified. T2: Oak - Crown reduce by up to 2.5m, as specified. NB: The permitted specification of works is detailed in the conditions below.
Pending
EPF/1942/26
Proposed ancillary single storey outbuilding incorporating Gym, store, Entertaining area and wc.
Pending
EPF/1921/26
Single storey rear extension; 2 x storey side extension; Loft Conversion with Rear Dormer Extension; Front Porch extension with open canopy.
Pending

View Planning Timeline

Ownership

Corporate Ownership54.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-09-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,171

Population Density3,267 /km²

Owner Occupied72%

Age Distribution

0-15 22%16-64 62%65+ 16%

View Area Profile

Schools Nearby

White Bridge Primary School
0.4 mi
GoodConcerns
Buckhurst Hill Community Primary School
0.5 mi
Inspected as Buckhurst Hill Community Primary School (URN 115052) on 3 May 2017
Daiglen School
0.7 mi
Inspected by ISI
Oaklands School
0.7 mi
Inspected by ISI

2 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

105 Loughton Way
-
£430k
-
69 Loughton Way
-
£657k
-
65 Loughton Way
-
£785k
-
49 Loughton Way
-
£677k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN