Meadow Cottage, The Street, Chelsworth, Ipswich, IP7 7HU

UPRN:100091508472Detached House3 bedsBuilt -

FreeholdCouncil Tax: Band FEPC: -

Data freshness:Planning· freshOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Meadow Cottage, The Street, Chelsworth, Ipswich, IP7 7HU

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£647,000

£615k - £679kHigh

Estimate

£647k

Range

£615k – £679k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

3.69%

Verdict

Derived from HomePortfolio scores

Meadow Cottage earns an INVESTIGATE rating with HP Score 59/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (6/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

6/ 100

Low

Transit & Bike

Transit 3Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,750-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: -£809/mo
Cash on cash: -4.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.91 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£647,000

Rent Estimate (pcm)£2,000

Gross Yield3.69%

1y Growth-

3y Growth-3.3%

5y Growth-1.5%

10y Growth+1.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2IP7 7HU

Approval Rate

100%12mo

Development

low

DC/26/03866
Notification of works to Trees in a Conservation Area - Overall crown reduction by approximately 2 metres to:T1- Silver birch, T2- Alder, T3- Pin Oak and T4- False Acacia. Overall crown reduction by approximately 1 metre to: T5- Walnut, T6- Walnut and T7- Maple.
Approved
DC/26/03658
Application for works to trees in a Conservation Area - to reduce or remove 3 pine trees.
Approved
DC/26/02832
Discharge of Conditions Application for DC/26/01068 - Conditions 3 (Timber Frame Repairs), 4 (Brickwork Repairs), 5 (Insulation) and 6 (Materials)
Conditions

View Planning Timeline