Flat 16, The Post House, 36 The Kingsway, Swansea, SA1 5LF

UPRN:10010062512Flat/Maisonette1 bedsBuilt 1950-1966

FreeholdCouncil Tax: -EPC: E (47)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Flat 16, The Post House, 36 The Kingsway, Swansea, SA1 5LF

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£53,000

£48k - £59kMedium

Estimate

£53k

Range

£48k – £59k

Rent Estimate (pcm)

£250

£250 - £300

Monthly

£250

Yield

8.57%

Verdict

Derived from HomePortfolio scores

Flat 16 earns an INVESTIGATE rating with HP Score 45/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is elevated. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

45/ 100

Mixed

Investment Score

58/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£35,000

At the asking price

Monthly rent£250/mo

Evidenced range £250-£300

Interest rate5.4%

Loan to value75%

Cash required: £10,050
Net cash flow: £55/mo
Cash on cash: 6.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.12 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£53,000

Rent Estimate (pcm)£250

Gross Yield8.57%

1y Growth-

3y Growth+1.2%

5y Growth+1.5%

10y Growth+2.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA1 5LF

Approval Rate

-12mo

Development

low

2026/1744/DOC
Change of use and internal reconfiguration of ground floor of Exchange Building - Discharge of Condition 7 (Details of interpretation to reference the Trading Clocks) of Listed Building Consent 2025/2335/LBC granted 23rd September 2026
Pending
2026/1742/DOC
Change of use of ground and first floors from retail (Class A1) to cafe (Class A3), new shop front and roller shutter at ground floor and new window to first floor - Discharge of Condition 3 (colour of shopfront) of Planning Permission 2025/1612/FUL granted 30.09.2025
Pending
2026/1715/LBC
Replacement rear porch, replace first floor windows, replace kitchen window. Installation of disabled access ramp (application for Listed Building Consent)
Pending

View Planning Timeline