56A Spring Gardens, Buxton, SK17 6BZ

UPRN:10010715962Flat/MaisonetteBeds -Built before 1900

Tenure: -Council Tax: Band BEPC: D (56)

Data freshness:Listing· freshPlanning· 3mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£165,000

£132k - £199kLow

Estimate

£165k

Range

£132k – £199k

Rent Estimate (pcm)

£900

£850 - £950

Monthly

£900

Yield

1.44%

Verdict

Derived from HomePortfolio scores

56A Spring Gardens earns an INVESTIGATE rating with HP Score 68/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (97/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

63/ 100

Elevated

Walkability

97/ 100

Excellent

Transit & Bike

Transit 30Bike 34

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 1.4%; range width penalty ×0.98
- valuation_snapshotsrent estimate 900/mo (range 850-950)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,633/mo, -293% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 23 Oct 2026
Risk & liquidity9.1/15
357 sales/12mo in area; valuation range width 41%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£950

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: -£1,908/mo
Cash on cash: -9.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.36 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 900/mo (range 850-950)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 23 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 23 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 900/mo (range 850-950)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£165,000

Rent Estimate (pcm)£900

Gross Yield1.44%

1y Growth-

3y Growth+0.0%

5y Growth+3.7%

10y Growth+4.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

4SK17 6BZ

Approval Rate

-12mo

Development

low

HPK/2026/0407
Remove existing non-native trees and shrubs. Excavate to form level patio. Instal paving, planters, railings and walls to patio. Install airsource heat pump and wood store. Extend existing boundary wall. Instal 2No Ballards
Pending
HPK/2026/0408
Listed building consent to remove existing non-native trees and shrubs. Excavate to form level patio. Instal paving, planters, railings and walls to patio. Install airsource heat pump and wood store. Extend existing boundary wall. Instal 2No Ballards
Pending
2026/4725/TPO
6 x Yew trees - Crown reduce by 1-2m , 1 x Yew tree - Crown lift over road to give 5m clearance and 2m clearance from sub station. 1 x Norway maple tree - Shorten branches overhanging neighbours garage by 1-2m back to old pruning points.
Pending

View Planning Timeline

Ownership

Corporate Ownership72.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,258

Population Density3,285 /km²

Owner Occupied34%

Age Distribution

0-15 9%16-64 64%65+ 27%

View Area Profile

Schools Nearby

Buxton Infant School
0.2 mi
Good
Buxton and Leek College
0.2 mi
-
St Thomas More Catholic Voluntary Academy
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Anne's Catholic Voluntary Academy
0.3 mi
Good

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

68A Spring Gardens
-
£225k
-
Longden Court Spring Gardens
-
£260k
-
48 Spring Gardens
-
£225k
-
62 Spring Gardens
-
£900k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN