56A Spring Gardens, Buxton, SK17 6BZ

UPRN:10010715962Flat/MaisonetteBeds -Built before 1900

Tenure: -Council Tax: Band BEPC: D (56)

Data freshness:Listing· freshPlanning· 3mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

Valuation estimateUpdated yesterday

£165,000

Estimated value

Range: £132k - £199k|Last sold: -- (-)

Estimate of £165k for this flat/maisonette. 357 sales in SK17 in the last 12 months; median £260k.

Estimate confidence

Low confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£165k

£132k - £199k - Low confidence

Annualised (CAGR)

+6.77%

Over the full window

Peak estimate

£181k

Aug 2024

From peak

-8.84%

Drawdown from peak

AVM estimate (model)Repeat-sales index - SK17 district (quarterly)index YoY -1.88%

Growth by window

-1.79%

+0.00%

12m

-1.20%

24m

-4.07%

60m

+43.48%

Rental Market

Monthly

Estimated rent (pcm)

£900

/ month

Gross yield

1.44%

Rent ÷ asking price

Net yield

0.23%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£260k

SK17 sales, last 12 months

12m Price Growth

SK17 median, Land Registry

Days on Market

75d

SK17 average

Sales & Yield

3 metrics

Transactions / 12m

357

SK17 sales

Area Gross Yield

3.56%

SK17 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£750,000
SDLT standard£27,500
SDLT BTL surcharge (5%)£37,500
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£817,100

Funding

Deposit (25%)£187,500
Mortgage (75% LTV)£562,500
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£254,600

Monthly Returns

Monthly Rent (estimate)£900
Mortgage Payment (IO)-£2,461
Management (10%)-£90
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)-£1,751

Capital Returns

5yr Property Value£898,537
5yr Capital Gain (3.68% pa, historical)+£148,537
5yr Cumulative Rent (net, before lease costs)+£44,576
Less mortgage interest-£147,660
5yr Total Return (before lease costs)+£45,453

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£777,600	£215,100	-£21,012	+£6,588	2.6%
Year 2	£806,216	£243,716	-£41,832	+£14,384	5.6%
Year 3	£835,884	£273,384	-£62,456	+£23,429	9.2%
Year 4	£866,645	£304,145	-£82,879	+£33,766	13.3%
Year 5	£898,537	£336,037	-£103,084	+£45,453	17.9%

Modelled on the live asking price. Capital growth 3.68% a year is the SK17 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£254,600).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,086

Population

Signal

6.4%

Households Deprived

Upside Opportunities

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