7 St James Terrace, Buxton, SK17 6HS

UPRN:10010716013TerracedBeds -Built 1900-1929

FreeholdCouncil Tax: Band CEPC: D (56)

Data freshness:Listing· freshRisk· 2y agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£322,000

£258k - £387kLow

Estimate

£322k

Range

£258k – £387k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

8.09%

Verdict

Derived from HomePortfolio scores

7 St James Terrace earns an INVESTIGATE rating with HP Score 73/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (96/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

42/ 100

Elevated

Walkability

96/ 100

Excellent

Transit & Bike

Transit 32Bike 34

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,450-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: £297/mo
Cash on cash: 4.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.00 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£322,000

Rent Estimate (pcm)£1,550

Gross Yield8.09%

1y Growth-7.5%

3y Growth+0.0%

5y Growth+3.7%

10y Growth+4.1%

Last Sold Price£46,750 (2002-06-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1SK17 6HS

Approval Rate

-12mo

Development

low

HPK/2026/0411
Kitchen refurbishment including new windows and bi-fold doors to the rear elevation, new side entrance door, rooflights and alterations to existing side utility window
Rejected
HPK/2026/0408
Listed building consent to remove existing non-native trees and shrubs. Excavate to form level patio. Instal paving, planters, railings and walls to patio. Install airsource heat pump and wood store. Extend existing boundary wall. Instal 2No Ballards
Pending
HPK/2026/0407
Remove existing non-native trees and shrubs. Excavate to form level patio. Instal paving, planters, railings and walls to patio. Install airsource heat pump and wood store. Extend existing boundary wall. Instal 2No Ballards
Pending

View Planning Timeline