9 ST JAMES TERRACE
Recent sale
£255k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
7 St James Terrace, Buxton, SK17 6HS
UPRN:10010716013TerracedBeds -Built 1900-1929
FreeholdCouncil Tax: Band CEPC: D (56)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£322,000
Estimated value
Range: £258k - £387k|Last sold: £47k (2002-06-17)
Estimate of £322k for this terraced. 357 sales in SK17 in the last 12 months; median £260k.
Estimate confidence
Low confidence
Value History
Current estimate
£322k
£258k - £387k - Low confidence
Annualised (CAGR)
+9.81%
Over the full window
Peak estimate
£329k
Jul 2026
From peak
-2.13%
Drawdown from peak
AVM estimate (model)Repeat-sales index - SK17 district (quarterly)index YoY -1.88%
Growth by window
3m
-2.13%
6m
+20.60%
12m
+45.70%
24m
+39.39%
60m
+93.98%
Rental Market
Estimated rent (pcm)
£1,550
/ month
Gross yield
8.09%
Rent ÷ asking price
Net yield
5.59%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£260k
SK17 sales, last 12 months
12m Price Growth
-7.5%
SK17 median, Land Registry
Days on Market
75d
SK17 average
Sales & Yield
3 metricsTransactions / 12m
357
SK17 sales
Area Gross Yield
3.56%
SK17 medians
Last Sold
£47k
2002-06-17
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£230,000
- SDLT standard£2,100
- SDLT BTL surcharge (5%)£11,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£245,700
Funding
- Deposit (25%)£57,500
- Mortgage (75% LTV)£172,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£73,200
Monthly Returns
- Monthly Rent (estimate)£1,550
- Mortgage Payment (IO)-£755
- Management (10%)-£155
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£540
Capital Returns
- 5yr Property Value£275,551
- 5yr Capital Gain (3.68% pa, historical)+£45,551
- 5yr Cumulative Rent (net)+£81,123
- Less mortgage interest-£45,300
- 5yr Total Return+£81,375
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £238,464 | £65,964 | +£6,480 | +£14,944 | 20.4% |
| Year 2 | £247,239 | £74,739 | +£13,296 | +£30,535 | 41.7% |
| Year 3 | £256,338 | £83,838 | +£20,455 | +£46,793 | 63.9% |
| Year 4 | £265,771 | £93,271 | +£27,966 | +£63,737 | 87.1% |
| Year 5 | £275,551 | £103,051 | +£35,823 | +£81,375 | 111.2% |
Modelled on the live asking price. Capital growth 3.68% a year is the SK17 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£73,200).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
31 ST JAMES TERRACE
Recent sale
£150k
Sale price
£/sqft
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Rent pcm
-
Yield
-
2 ST JAMES TERRACE
Recent sale
£270k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
25 ST JAMES TERRACE
Recent sale
£340k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£32,258
Median earnings (local authority)
Signal
1,294
Population
Signal
4.2%
Households Deprived