Flat 9, 45 Highbridge Street, Waltham Abbey, EN9 1BQ

UPRN:10012158378Purpose Built Flat1 bedsBuilt 1996-2002

LeaseholdCouncil Tax: Band CEPC: C (80)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 9, 45 Highbridge Street, Waltham Abbey, EN9 1BQ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£189,000

£180k - £199kHigh

Estimate

£189k

Range

£180k – £199k

Rent Estimate (pcm)

£900

£850 - £950

Monthly

£900

Yield

5.68%

Verdict

Derived from HomePortfolio scores

Flat 9 earns an INVESTIGATE rating with HP Score 56/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

62/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

80/ 100

High

Transit & Bike

Transit 13Bike 64

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£950

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: -£18/mo
Cash on cash: -0.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.40 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£189,000

Rent Estimate (pcm)£900

Gross Yield5.68%

1y Growth-

3y Growth+1.6%

5y Growth+1.3%

10y Growth+2.4%

Last Sold Price£210,000 (2018-07-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0EN9 1BQ

Approval Rate

-12mo

Development

low

EPF/2001/26
Approval of Details Reserved by Condition 2 Schedule of Repairs of EPF/1672/25 Allowed on Appeal (Grade II Listed building consent to repair & replace existing fire damaged flat & pitched roof where required).
Pending
EPF/1974/26
Grade II listed building retrospective consent for internal wall removal.
Pending
EPF/1950/26
Royal Gunpowder Factory Conservation Area T1: Hawthorn - Fell. G1: Fruit trees x 5 - Crown reduce by 1m.
Approved

View Planning Timeline

Ownership

Corporate Ownership63.2%
Overseas OwnershipNo
Lease Term Remaining102 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2018-07-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,171

Population Density1,013 /km²

Owner Occupied49%

Age Distribution

0-15 17%16-64 68%65+ 15%

View Area Profile

Schools Nearby

Holdbrook Primary School and Nursery
0.6 mi
Good
Waltham Holy Cross Primary Academy
0.6 mi
Good
St Joseph's Catholic Primary School (Wx)
0.9 mi
Inspected as St Joseph's Catholic Primary School (URN 117429) on 26 Apr 2017
Four Swannes Primary School
1.0 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

45 Highbridge Street
-
£190k
-
45 Highbridge Street
-
£210k
-
45 Highbridge Street
-
£133k
-
45 Highbridge Street
-
£210k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN