Flat 3, 81 Lennard Road, Beckenham, SE20 7LY

UPRN:10013150905Flat/MaisonetteBeds -Built before 1900

Tenure: -Council Tax: -EPC: D (62)

Data freshness:Listing· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

Flat 3, 81 Lennard Road, Beckenham, SE20 7LY

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£513,000

£410k - £615kLow

Estimate

£513k

Range

£410k – £615k

Rent Estimate (pcm)

£3,100

£3k - £3k

Monthly

£3,100

Yield

4.13%

Verdict

Derived from HomePortfolio scores

Flat 3 earns an INVESTIGATE rating with HP Score 71/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (35/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

35/ 100

Mixed

Transit & Bike

Transit 50Bike 53

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£3,100/mo

Evidenced range £2,850-£3,300

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: -£891/mo
Cash on cash: -3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£513,000

Rent Estimate (pcm)£3,100

Gross Yield4.13%

1y Growth-

3y Growth+0.9%

5y Growth-0.6%

10y Growth+1.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2SE20 7LY

Approval Rate

50%12mo

Development

low

DC/26/145939
Schedule 1 application for discharge of details submitted pursuant to Condition 14-Living Roof and Condition 16-Delivery and Servicing of planning permission DC/22/127818 (Appeal Ref: APP/C5690/W/23/3317236) dated 14th November 2023 (amended by DC/25/139713 dated 16th July 2025) at Land at the Rear of 55 Broseley Grove SE26.
Pending
26/04270/LDC
Erection of single-storey timber outbuilding within rear garden. LAWFUL DEVELOPMENT CERTIFICATE (PROPOSED)
Pending
23/00178/CON9
Details submitted to comply with the requirements of the following conditions relating to planning permission 23/00178/S73A: Condition 8 - Construction Logistics Plan
Pending

View Planning Timeline

Ownership

Corporate Ownership66.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,981

Population Density-

Owner Occupied84%

Age Distribution

0-15 20%16-64 60%65+ 20%

View Area Profile

Schools Nearby

Alexandra Junior School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Harris Girls Academy Bromley
0.3 mi
Outstanding
St John's Church of England Primary School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Alexandra Infant School
0.4 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

70 Lennard Road
-
£783k
-
98 Lennard Road
-
£1.31M
-
55 Lennard Road
-
£1.30M
-
79 Lennard Road
-
£650k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN