Data freshness:●Price Paid· freshPrice Paid: fresh, refreshed 4d ago (2026-11-01T07:55:53.239847+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:51:08.314216+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
63
/ 100
Mixed
Verdict
today
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
20 of 21 sources
Sale Estimate
£154,000
£139k - £169kMedium
Estimate
£154k
Range
£139k – £169k
Rent Estimate (pcm)
£950
£900 - £1k
Monthly
£950
Yield
11.46%
Verdict
Derived from HomePortfolio scores
18 Base earns an INVESTIGATE rating with HP Score 63/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (99/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Temporary works, remedial works, repairs and rebuild of various parts of Listed Building to prevent further deterioration (Application under Section 19 to vary directive no(s) 3 (approved plans) and remove/discharge condition no(s) 2 (mortar specification), 3 (bricks/roofing slates) and 4 (internal staircase/structures) as imposed by 25/00590/LBC)
Pending
26/03190/PVPN
Installation of Solar Photovoltaics (PV) panels to roof of building
Pending
26/00909/COND1
Application to approve details in relation to condition number: 2 (Sound Insulation Works) Relating to planning permission 26/00909/CDPN
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
68
Low confidence0 independent sourcesLead to verifyListing checked 30 Oct 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 35% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM +35.4% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
valuation_snapshotsestimate for 10013645351· as of 9 Oct 2026
Rental economics39.6/40
gross yield 11.5%; range width penalty ×0.99; the estimate this rent rides on sits 35% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 950/mo (range 900-1000)· as of 9 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 35% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin15.6/30
stressed cash flow +148/mo, +16% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 385 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity12.9/15
89 sales/12mo in area; valuation range width 19%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 70+ up to £94,500
£77,000£114,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£99,500
At the asking price
£950/mo
Evidenced range £900-£1,000
5.4%
75%
Cash required
£31,150
Net cash flow
£322/mo
Cash on cash
12.4%
Score at this price
68
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.83 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 10013645351Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 950/mo (range 900-1000)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 35% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026 · verify before relying on this