51B Purley Bury Close, Purley, CR8 1HW

UPRN:10014048453Detached House5 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band GEPC: C (79)

Data freshness:Listing· freshEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£989,000

£890k - £1.09MMedium

Estimate

£989k

Range

£890k – £1.09M

Rent Estimate (pcm)

£3,750

£3k - £4k

Monthly

£3,750

Yield

4.86%

Verdict

Derived from HomePortfolio scores

51B Purley Bury Close earns an INVESTIGATE rating with HP Score 73/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (41/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

41/ 100

Mixed

Transit & Bike

Transit 13Bike 33

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2/15
claims [AVM +6.5% (MEDIUM), sold-comps +2.4%, £/sqft +2.5%] → measured edge +0.40pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10014048453· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 19.9%· as of 30 Oct 2026
Rental economics0/40
gross yield 4.9%; range width penalty ×0.80
- valuation_snapshotsrent estimate 3750/mo (range 3350-4100)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,276/mo, -34% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 65 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity12.8/15
299 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£694,000£1,064,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£925,000

At the asking price

Monthly rent£3,750/mo

Evidenced range £3,350-£4,100

Interest rate5.4%

Loan to value75%

Cash required: £315,050
Net cash flow: -£526/mo
Cash on cash: -2.0%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.20 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10014048453Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 19.9%Valuation edge · as of 30 Oct 2026
valuation_snapshotsrent estimate 3750/mo (range 3350-4100)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3750/mo (range 3350-4100)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 65 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£989,000

Rent Estimate (pcm)£3,750

Gross Yield4.86%

1y Growth-

3y Growth+3.2%

5y Growth+1.9%

10y Growth+1.7%

Last Sold Price£615,000 (2012-10-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2CR8 1HW

Approval Rate

100%12mo

Development

low

26/03049/HSE
Alterations, demolition of existing side/front extension, swimming pool, outbuilding, and pergola, and erection of a part single, part two storey front/side/rear extension and external steps
Pending
26/03031/DISC
Discharge of condition 13 (delivery and service management plan) and condition 15 (biodiversity enhancement strategy) attached to planning permission 25/02422/FUL for alterations, erection of two storey side extension with access ramp and steps, erection of dormer extensions on the rear roof slope and conversion of loft area for use as staff accommodation, roof extension to facilitate a secondary fire escape and enclosed staircase, erection of 1 x single storey outbuilding and associated hard/soft landscaping.
Pending
26/03013/TRE
T1. Copper Beech. To reduce the overall height by 3m and laterally round by 2m to suitable future growth points. Due to loss of light to the neighbouring upper floors. Leaf litter blocking gutters and making for slippery pathways. T2. Robinea. To laterally reduce the two larger lower branches that protrude east/south east across the neighbouring out building by 3m. On the north/northwest side of the crown, to laterally reduce the tree by 2-3m for full height. All due to loss of light/slippery footpath due to overshading and heavy leaf littering. (TPO 145 and 80, 2009)
Pending

View Planning Timeline