173A Chipstead Valley Road, Coulsdon, CR5 3BQ

UPRN:10014054016Terrace Property4 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band EEPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

173A Chipstead Valley Road, Coulsdon, CR5 3BQ

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£496,000

£471k - £520kHigh

Estimate

£496k

Range

£471k – £520k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

5.40%

Verdict

Derived from HomePortfolio scores

173A Chipstead Valley Road earns an INVESTIGATE rating with HP Score 82/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

80/ 100

High

Transit & Bike

Transit 74Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,050-£2,400

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: -£130/mo
Cash on cash: -0.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£496,000

Rent Estimate (pcm)£2,250

Gross Yield5.40%

1y Growth-

3y Growth+1.2%

5y Growth+2.8%

10y Growth+2.1%

Last Sold Price£472,000 (2021-02-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CR5 3BQ

Approval Rate

-12mo

Development

low

26/03178/TRE
T8- Yew tree out the front of the property to crown lift by 2 meters taking 1-1.5 meters of the crown. T10- Lime tree to lift cutting 1-1.5 meter section of the Ivy. T11- Large Yew tree to lift by 2-2.5 meters reducing by 0.5-1 meters (TPO 48, 1990)
Pending
26/03127/LP
Use of existing dwellinghouse (class C3a) for the provision of care for up to 4 people living together as a single household (Class C3b)
Pending
26/02977/GPDO
Conversion of ground floor from office (Use Class E) to residential (Use Class C3) to provide 1, 1 bedroom flat under the Town and Country Planning (General Permitted Development) (England) Order 2015 (as amended) - Schedule 2, Part 3, Class MA.
Pending

View Planning Timeline

Ownership

Corporate Ownership63.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-02-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,080

Population Density-

Owner Occupied83%

Age Distribution

0-15 19%16-64 63%65+ 18%

View Area Profile

Schools Nearby

St Aidan's Catholic Primary School
0.2 mi
Good
Smitham Primary School
0.3 mi
Good
Chipstead Valley Primary School
0.5 mi
Outstanding
Woodcote Primary School
0.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

153A Chipstead Valley Road
-
£447k
-
173A Chipstead Valley Road
-
£472k
-
171 Chipstead Valley Road
-
£430k
-
169 Chipstead Valley Road
-
£390k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN