Flat 1, 5 Campden Road, South Croydon, CR2 7EQ

UPRN:10014055774Converted Flat2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band CEPC: D (67)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flat 1, 5 Campden Road, South Croydon, CR2 7EQ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£303,000

£287k - £318kHigh

Estimate

£303k

Range

£287k – £318k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

6.11%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 73/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (55/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

55/ 100

Moderate

Transit & Bike

Transit 35Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£265,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £84,050
Net cash flow: £40/mo
Cash on cash: 0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.51 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£303,000

Rent Estimate (pcm)£1,350

Gross Yield6.11%

1y Growth-

3y Growth+3.4%

5y Growth+2.0%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CR2 7EQ

Approval Rate

-12mo

Development

low

26/03075/DISC
Details pursuant to condition 4 (Construction Logistics Plan) attached to planning permission 26/00094/HSE (Demolition of existing attached garage and partial demolition of single storey rear extension. Erection of part single storey/part two storey side and rear extensions, and erection of dormer to rear roof slope and rooflights to front and side roof slope in connection with conversion of roof space to habitable accommodation, together with associated internal alteration works).
Pending
26/03072/FUL
Wholesale window and balcony doors replacement
Pending
26/03053/HSE
Alterations including erection of single-storey rear extension, raised rear patio and conversion of garage into habitable accommodation.
Pending

View Planning Timeline

Ownership

Corporate Ownership65.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,080

Population Density-

Owner Occupied75%

Age Distribution

0-15 15%16-64 64%65+ 21%

View Area Profile

Schools Nearby

Elmhurst School Ltd
0.2 mi
Inspected by ISI
St Peter's Primary School
0.3 mi
Inspected as St Peter's Primary School (URN 101739) on 30 Jan 2013
Rutherford School
0.3 mi
Good
Aspire Learning
0.4 mi
Good

4 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

13 Campden Road
-
£15k
-
5 Campden Road
-
£360k
-
5 Campden Road
-
£233k
-
13 Campden Road
-
£235k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN