Flat 46, 124 Commercial Road, Bournemouth, BH2 5AT

HP Score
- BUYStrong fundamentals
- INVESTIGATEMixed signals - investigate
- AVOIDHigh risk factors
AI Verdict
Derived from HomePortfolio scores
Flat 46 earns a INVESTIGATE rating with HP Score 54/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (62/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.
Opportunity
Not scored as an opportunity
We will not put a number on this one.
- estimate implies a 77% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge
Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.
Economics
What happens to your money
At the asking price
Evidenced range £1,100-£1,200
- Cash required
- £14,426
- Net cash flow
- £648/mo
- Cash on cash
- 53.9%
- Score at this price
- -
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 7.79 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Property risk deep-dive →flood, subsidence, crime, environment - the full domain
Plan
Before you offer
1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.
Valuation & Market
Risk Overview
- Flood RiskVery low
- Subsidence1
- RadonLow
- MiningUnknown
- Landslide1
- Air QualityUnknown
- NoiseLow
Planning Activity
- PendingP/26/04517/TTPOT1 - Cypress - Fell
- PendingP/26/04500/TTPOG3. Hollies - Remove and reduce encroaching branches by up to 3m to give a 3m clearance from the structure to the closest foliage, to prevent squirrels accessing the roof terrace.
- PendingP/26/04506/REG14T2 Strawberry Tree – Dead wood within its crown – Be pruned out to source T9 Holly – Dead – Fell T11 Robinia – One stem is dead – Be pruned out to source
Ownership
- Corporate Ownership40.2%
- Overseas OwnershipNo
- Lease Term Remaining-
- CovenantsRestrictive
- Lease TypeLeasehold
- Last Ownership Change-
- SourceLand Registry
Connectivity
Area Profile
Schools Nearby
- St Michael's Church of England Primary School0.1 miArea grades2024
Inspected after Ofsted withdrew the single overall grade.
- Inspected by ISIKings Bournemouth0.6 mi
- Livingstone Academy Bournemouth0.8 miGood
- Inspected by ISITalbot Heath School1.0 mi
1 of 6 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.
Comparables
- 124 Commercial Road-£93k-
- 124 Commercial Road-£178k-
- 124 Commercial Road-£160k-
- 124 Commercial Road-£250k-