Flat 46, 124 Commercial Road, Bournemouth, BH2 5AT

UPRN:10014279023Purpose Built Flat2 bedsBuilt 2007-2011

LeaseholdCouncil Tax: -EPC: B (83)AI-Powered Intelligence

Data freshness:Planning· 2mo agoEPC· 3mo agoRisk· 2mo agoConnectivity· 2mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

Flat 46, 124 Commercial Road, Bournemouth, BH2 5AT

Location map - no listing photos available

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£192,000

£153k - £230kLow

Estimate

£192k

Range

£153k – £230k

Rent Estimate (pcm)

£1,150

£1k - £1kMedium

Monthly

£1,150

Yield

6.96%

AI Verdict

Derived from HomePortfolio scores

AI summary

Flat 46 earns a INVESTIGATE rating with HP Score 68/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (62/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR LeasesHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

68/ 100

Moderate

Investment Score

56/ 100

Moderate

Crime Score

39/ 100

Elevated

Walkability

62/ 100

Moderate

Transit & Bike

Moderate

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 77% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£43,750

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,100-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £14,426
Net cash flow: £648/mo
Cash on cash: 53.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 7.79 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£192,000

Rent Estimate (pcm)£1,150

Gross Yield6.96%

1y Growth-37.3%

3y Growth-8.3%

5y Growth-2.6%

10y Growth+0.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BH2 5AT

Approval Rate

-12mo

Development

low

P/26/03947/HAB
Application for prior approval under Regulation 75 & 77 of The Conservation of Habitats and Species Regulations 2017 to allow commencement of permitted development; for the change of use of an existing office/conference building (Use Class E) to eight self-contained residential dwellings (Use Class C3).
Pending
P/26/03932/FUL
Erection of a detached dwelling with vehicular access using the existing driveway serving The Woodrisings
Pending
P/26/03907/TTPO
T11- Sycamore. To reduce secondary branches close and touching 1 Surrey Roads and the neighbouring property’s buildings to a clearance of 2m only.
Pending

View Planning Timeline

Ownership

Corporate Ownership40.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£31,121

Population Density-

Owner Occupied31%

Age Distribution

0-15 11%16-64 78%65+ 11%

View Area Profile

Schools Nearby

St Michael's Church of England Primary School
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Kings Bournemouth
0.6 mi
Inspected by ISI
Livingstone Academy Bournemouth
0.8 mi
Good
Talbot Heath School
1.0 mi
Inspected by ISI

1 of 6 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

124 Commercial Road
-
£93k
-
124 Commercial Road
-
£160k
-
124 Commercial Road
-
£250k
-
124 Commercial Road
-
£153k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN