24 Mowbray Close, Epping, CM16 5AZ

UPRN:10022862125Mid Terrace House3 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band EEPC: C (80)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£749,000

£711k - £786kHigh

Estimate

£749k

Range

£711k – £786k

Rent Estimate (pcm)

£2,900

£3k - £3k

Monthly

£2,900

Yield

4.64%

Verdict

Derived from HomePortfolio scores

24 Mowbray Close earns an INVESTIGATE rating with HP Score 78/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (69/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

69/ 100

Moderate

Transit & Bike

Transit 14Bike 39

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£2,900/mo

Evidenced range £2,650-£3,200

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: -£524/mo
Cash on cash: -2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£749,000

Rent Estimate (pcm)£2,900

Gross Yield4.64%

1y Growth-

3y Growth-2.4%

5y Growth-0.6%

10y Growth+1.8%

Last Sold Price£550,000 (2015-03-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CM16 5AZ

Approval Rate

-12mo

Development

low

EPF/1990/26
Retrospective permission for rear building alterations and the incorporation of additional rear space from 51 High Street into 51A High Street for bathroom and storage use under a new lease.
Pending
EPF/1960/26
Bell Common Conservation Area T1: Lime - Crown reduce by up to 2m. T2: Apple - Crown reduce by up to 2m and selective prune of side branch. T3: Holly Oak - Selective prune of side branch.
Pending
EPF/1955/26
Bell Common Conservation Area T1: Beech - Reduce lowest lateral branch at 2m from ground level by approximately 3m. T2 & T3: Lawson Cypress - Fell. T4: Cherry - Fell.
Pending

View Planning Timeline

Ownership

Corporate Ownership64.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-03-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,171

Population Density3,414 /km²

Owner Occupied75%

Age Distribution

0-15 22%16-64 60%65+ 18%

View Area Profile

Schools Nearby

Epping St John's Church of England School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Tower School
0.3 mi
Inspected by ISI
Epping Primary School
0.3 mi
Good
Open Box Education Centre
0.4 mi
Good

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

23 Mowbray Close
-
£698k
-
14 Mowbray Close
-
£700k
-
8 Mowbray Close
-
£735k
-
1 Mowbray Close
-
£795k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN